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  1. Edit: Nevermind, I did some searching and it appears the duplicates are valid
  2. Hi, First post here, I just started the process of cleaning my mess up. I obtained a copy of my credit report and noticed that my defaulted student loans each appear to to be listed twice. There is an entry for Wachovia Bank and one for USA Funds for each loan. Is this correct? I have been contacted by a collection agency regarding my student loans and hope to rehab. If they are seperate loans, is the collection agency collection for both Wachovia or just USA Funds? Thank you in advance!
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