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canuckasis

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  1. Hello - I'm new to the creditboards forum. I've been doing alot of reading the past few weeks and finally decided to sign up. I recently signed up for both Transunion (645) and Equifax (639) to see where my credit score currently sits. Long story short i was careless with my money a few years back when i was in school and neglected to pay one of my credit cards. It got sent to collections but i ended up paying what i though was the full balance to Presidents Choice back in 2011. On my Transunion report there shows no balance against the the card, whereas Equifax shows a balance below of $3
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