They were hard pulls, at least they were categorized under "requests viewed by others" and so yes, they were both hard pulls.SOL in my state is 4 years. So by now, the SOL has expired because it's been 6 years since I stopped going going to that school. I also believe they were trying to track me. From what I have read on the CB forums, they may have not put it in collections because they don't believe I have the means to pay it yet and they are just waiting till I have the means. Also if they have a permissible reason, will putting it on ice do anything? They will still be able to pull it when they want right?