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  1. I would run. If they only advertise they need $800 a month to get you financed you will get jacked up in interest and probably get your car repoed. I would not be doing business with them if I were you.
  2. Yeah because he told me it would show good credit if I got a car with 0% interest when I bought a house because I told him I’m thinking bout buying a house soon and was not really needing but wanting that mustang. He was even offering me another tank full of gas and 1500 in credit for me to take it. It was really tempting and I almost went for it.
  3. That’s what I though. The sales person was trying to talk me into buying that mustang. It was a 2020 gt premium fully loaded without the performance pack which I don’t need and they were giving it to me for 39k with 0% interest which was a good deal but I know I have to buy a house soon because I’m 26 and I want my own house. I just thought that was like a way to talk me into buying it because if 0% did give me a better credit rating when I buy a house then I would have took it but if it does nothing then I don’t need it. I want it but I don’t need it. My 4Runner does the job just fine.
  4. So I got a good deal for a 2020 mustang gt premium yesterday and I was wondering if I got the 0% on my credit history will it show that its good because my next investment is buying a house and I am not sure if I get the mustang will it show a better thing on my credit report because its 0%.
  5. Yeah I do need to save more but i did use their calculator and they said I could have bout 2.1k back with my 1k of course within 6 months at 100 each month. Just trying to save up more money now since I paid of my car in August.
  6. I don’t really know what to invest into. I have 1k spare and I’m adding 200 to that saving every month.
  7. So as my question implie, do you get taxed on a saved account. I just recently opened a high interest saving thru synchrony and it’s 1.80 however I did some research and it says you can get taxed on that because it’s extra income? How does that work because I just want the most money back. I know I could put into cds and all that but I wanna withdraw it if I need it so those are out of the question and I already have a 401k plan through my work but I want my own savings that I can touch anytime I need to. Navy federal offers a saving account but it’s only .20 interest rate and I won’t get much from that as compare to the 1.80 that synchrony offers
  8. I’m done!!!!! I would finish payment on the 29th since my bank is sending the funds on the 27th. All 28k paid off. F u car loan
  9. I definitely don’t want my personal info hacked or my credit files messed up because like I did mention I have no need to apply for anything so no point in keeping them open so someone can just come up and open accounts under my name. I would rather be safe then sorry. What is IDS btw?
  10. Lol I posted that at night so I didn’t think so clearly and excited to pay off a huge loan all by myself! Lien lol. Can you answer my question on my other post bout freezing credit.
  11. So I just froze all my credit lines and how would I check that without applying for a loan? How do I freeze my SSN so it cant be stolen? I just learned bout this today and I don't really need to apply for anything so I am just like I would freeze all my accounts.
  12. Wohoo 1.4k or 1.5k left if you round up. I might finish it of this month or next month! No more car payment and my car would be clean and clear of any leans! https://imgur.com/mNmMSyC
  13. It should be fine because it has the 2GR-FE engine which is a reliable v6 from toyota so its good. If the time comes I might junk it or if possible get the engine replaced as getting an engine replaced will be cheaper then buying a new car. I don't even like the new cars of today with to many lane guidance and to many crap in cars that could go wrong. Call me old fasion but I don't need a lane departure warning system or blind spot warning. I been driving for 9 yrs without all that and I am fine. The only useful thing I find today is the backup camera but any car can get a backup camera added also. Could care less bout android auto or apple carplay.
  14. Who knows? Really. I could die right now or even tomorrow from multiply things. Does it matter? I do oil changes every 5k. I take care of my stuff. I’m not taking it to no quick lube place like jiffy lube to do an “oil change” and dealership is to expensive for my car. $130 for my car when I get all the stuff for less then $40. Even dealerships aren’t trustworthy. I put Mobil 1 full syenthic and top Fram filter even though I know Mobil 1 is overkill for my car. I have a mechanic I go to but he isn’t available on saturdays or Sunday and I’m not taking a day of to do basic things that I can do myself.

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