Jump to content

Mitch19

Inactive Members
  • Content Count

    627
  • Joined

  • Last visited

  1. If you have problems, I'd write a letter.. saying how you we're not properly informed, and send it to Executive Relations. You were offered a credit to switch, and even if you didn't properly file the right forms.. you are still entitled to it. https://consumerist.com/2009/04/21/take-your-tmobile-complaints-to-the-tippity-top/
  2. It says its $602 for ATT UVerse. Im positive that was paid off by my new provider for switching. I could be wrong.. but, a lot of the offers I've seen that credits you for switching.. involves (you) paying the termination fee, and then mailing in the statement to the company. And then they mail you a Check or VISA Card. What company did you switch to? Maybe you can contact them, and see if they made payment. T-Mobile. I will check with them to see whats going on and if I owe it Ill contact ATT and Goodwill them to see if they will pull from collections. Should I do it that way or try the 1-2 Punch first being that I wasn't contacted? I'd honestly say to contact T-Mobile first... but, others might say differently. Either way, definitely give T-Mobile a call. The offer terms, may have changed.. but this is the current wording from T-Mobile Limited time offer; subject to change. Eligible device trade-in, new device purchase, qualifying credit, port-in from eligible carriers, and qualifying service required. Pay-off your device requires trade-in of financed/leased device in good condition; your payments must be current. Payments consist of: (1) credit of device trade-in value, and (2) Prepaid MasterCard® Card in amount of carrier’s Early Termination Fee (for ETF offer) or remaining device balance, including lease purchase option if applicable, minus trade-in credit (for device offer) (card not redeemable for cash and expires in 12 months unless extended by Issuer). Sales tax on ETF/device excluded. You must submit final bill showing ETF or device balance (& valid exercise of lease purchase option, if applicable) within 2 calendar months of port-in and be active and in good standing with T-Mobile when payment is processed; allow up to 8 weeks. Additional validation may be required. Up to 12 lines; all lines must be activated in same T-Mobile market with same billing address. One offer per subscriber. Check your contract(s) with your carrier for your rights and obligations. T-Mobile Prepaid MasterCard® Card is rebate/reimbursement or exchange on new device, service, or port-in (maximum $350 per individual for ETF); for any tax implications of payment, consult a tax advisor. No money has been paid by you for the card. Cards are issued by Citibank, N.A. pursuant to a license from MasterCard International and managed by Citi Prepaid Services. This card can be used everywhere MasterCard debit cards are accepted.
  3. It says its $602 for ATT UVerse. Im positive that was paid off by my new provider for switching. I could be wrong.. but, a lot of the offers I've seen that credits you for switching.. involves (you) paying the termination fee, and then mailing in the statement to the company. And then they mail you a Check or VISA Card. What company did you switch to? Maybe you can contact them, and see if they made payment.
  4. Actually... Are you sure your not listed as a "Joint Account Holder" on that Discover Account? Double Check. If not, I truly don't see what the problem is.
  5. YOU ARE NOT PERSONALLY RESPONSIBLE for an Authorized User Account. Others I'm sure will chime in, but I'd consider calling the CB's and disputing that directly with a agent. Not that I've ever dealt with a Charged Off AU, but I've been able to remove normal AU Accounts easily, by disputing them as "not liable" through web disputes. They normally fall off very quickly...
  6. Capital One, Bank of America and Citi keep flooding me with balance & cash access checks every other week it seems. The Citi one is really shocking to me, considering it's a almost brand new account.. and "my full credit line" is available for cash access. Part of me wonders, just how many people have these exact same checks stolen.. and used fraudulently. Since it's not a regular purchase on a VISA or MasterCard network, I wonder where the liability falls.
  7. Wait for others to chime in. It might be better keeping the account open for the moment, until you have other Prime Cards. Even so... that Discover IT Secured is a really good card. And for what it's worth.. a 690 isn't exactly "bad"
  8. Once again.. instead of criticizing others, perhaps.. you should take some responsibility. I'm sure Citi among other institutions would feel quite differently about you.
  9. Do you even realize where all that money lent comes from? The money lent doesn't appear out of thin air. In the majority of cases it is Securitized into Bonds, or Asset Backed Securities. Mortgages, Auto Loans, and Credit Cards, you name it... all converted into Bonds. And ratings agencies give these securities, such excellent ratings (comparable to US Treasury Bond) that they typically end up in ordinary people's retirement accounts. So... the people who actually work for a living, and actually act responsibly with money, end up being the ones you screwed over when people default. Those are the victims who lose. Not the Banks. And it's truly sad to see the irresponsibility of others, affect the honest people.
  10. Color me intrigued: I'm in the market for a replacement vehicle and a small stick that can fit a big guy such as my husband on occasion is the holy grail in my book. Care to share your score information that got you the 0% rate? I'm on mobile and can't see siggys if they're there. Call enough General Motors Government Motors Dealerships, and you'll hear the offer eventually. Someone I know purchased a new Silverado (2008) and Suburban (2007) with the offer, and it was true 0%. I know they still offer it, you just have to wait for the promotion or call enough dealerships. Also - I know Dodge & Chrysler was offering something similar, recently. Go to enough dealership websites (in a large metro area) and your bound to find something. Except they are talking about a Kia, which is not a GM That could be true.. but, in the long run... I think, providing information about other dealerships may help them out. You've got to remember, there is apparently quite a few KIA Models that don't even come with Air Conditioning standard, it's a addon. At similar price points, I think some people can do a little better. It pays to shop around. How many cars have you personally purchased in your lifetime? Quite frankly, I don't understand the relevance. All I said, was other dealerships have similar offers in my original post, and then posted a response about checking out other dealers in my 2nd. You know.. no one should go into a dealership with a Car in mind, they should look around, and weigh their options. Especially, with so many cars priced around the same point. Beyond that... I don't think anything I've done, is really any of your business. So the answer is 0. I figured your parents bought you a car and you had no first hand experience. Actually, I purchased my own car, thank you very much. And I've never had a single Auto Loan either. I actually obtained not one, but NINE different quotes from dealerships for the exact same car. And I had the lowest offer matched... I think I might know a thing or two. And this is not even counting the fact, that I have tagged along with many friends, and sometimes family while they have purchased a car. I've actually been to (3) Dealerships, within the last six months with people. I actually just assumed it was common sense around here, to not allow a Dealership to run your credit until your actually serious. And even then, it's better to go pre-approved with a bank, and check out their (the dealership) website beforehand.. to see if there is a "better offer". If so, you'd allow them to apply for Credit through that specific bank. If not.. you simply go with your pre-approved offer. Beyond all of that, instead of trying to criticize others.. Perhaps you should take responsibility for your own actions. You know.. I'm a honest person, and I can actually say I did not fleece some bank. I didn't steal money and not pay it back. You can't exactly say the same, can you?
  11. Color me intrigued: I'm in the market for a replacement vehicle and a small stick that can fit a big guy such as my husband on occasion is the holy grail in my book. Care to share your score information that got you the 0% rate? I'm on mobile and can't see siggys if they're there. Call enough General Motors Government Motors Dealerships, and you'll hear the offer eventually. Someone I know purchased a new Silverado (2008) and Suburban (2007) with the offer, and it was true 0%. I know they still offer it, you just have to wait for the promotion or call enough dealerships. Also - I know Dodge & Chrysler was offering something similar, recently. Go to enough dealership websites (in a large metro area) and your bound to find something. Except they are talking about a Kia, which is not a GM That could be true.. but, in the long run... I think, providing information about other dealerships may help them out. You've got to remember, there is apparently quite a few KIA Models that don't even come with Air Conditioning standard, it's a addon. At similar price points, I think some people can do a little better. It pays to shop around. How many cars have you personally purchased in your lifetime? Quite frankly, I don't understand the relevance. All I said, was other dealerships have similar offers in my original post, and then posted a response about checking out other dealers in my 2nd. You know.. no one should go into a dealership with a Car in mind, they should look around, and weigh their options. Especially, with so many cars priced around the same point. Beyond that... I don't think anything I've done, is really any of your business.
  12. You know.. I wish legislation would be used to curtail some of this data collection. Many other countries, are very restrictive on what Credit Bureaus & Data Miners can collect.
  13. If it's Wal-Mart/Synchrony your going to have to give them 12 calls to figure it out, and get it credited. They'll apply a "balance transfer to your account, and it'll end there. You'll receive zero followup or any information regarding your case, eventually enough time will pass, and you'll just be able to simply assume it's all over with. Good luck. Also.. you won't be able to login & view that statement, until you can punch in that 3 digit CVV code on the back of your card. The other "fun" thing.. is, the balance will remain reporting one your credit report for another month, until... a new statement is generated. All of that over a $7 fraudulent charge, for a Airline School in Nevada. I've never even been to the state, yet alone to a flight school If they list your previous account as "reported lost/stolen, closed", and list a brand new one, with a new date and payment history going forward.. call & complain, and eventually they'll fix that, too.
  14. Color me intrigued: I'm in the market for a replacement vehicle and a small stick that can fit a big guy such as my husband on occasion is the holy grail in my book. Care to share your score information that got you the 0% rate? I'm on mobile and can't see siggys if they're there. Call enough General Motors Government Motors Dealerships, and you'll hear the offer eventually. Someone I know purchased a new Silverado (2008) and Suburban (2007) with the offer, and it was true 0%. I know they still offer it, you just have to wait for the promotion or call enough dealerships. Also - I know Dodge & Chrysler was offering something similar, recently. Go to enough dealership websites (in a large metro area) and your bound to find something. Except they are talking about a Kia, which is not a GM That could be true.. but, in the long run... I think, providing information about other dealerships may help them out. You've got to remember, there is apparently quite a few KIA Models that don't even come with Air Conditioning standard, it's a addon. At similar price points, I think some people can do a little better. It pays to shop around.
  15. Marv, please dumb that down for me. I don't understand. What's the difference between interest on a simple interest loan and, say, a personal loan from NFCU? Be gentle. That's how auto loans work.

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines