alliswell

This is targeted, and unfortunately I was not selected. Sent from my iPhone using Tapatalk It was an email offer.

Platinum - make 10 purchases within 1 month and receive 10K MR points

I'm a day late and a dollar short on that offer. I don't know how to go about it but do you think I could get them to give me the extra 10K points?

Have you tried requesting a CLI online? You can request 6 months after the previous one. I THINK the magic number is $1500 if you don't want a hard pull. Given the "nerfing" of Cash+, it has no AF. The Platinum has no AF. Why not the upgrade? I have the Platinum as well and don't intend to use it in the future but I'm thinking about a product change to the Cash+. I'm sorta confused about the 2% categories because the invitation isn't clear. I only got the Platinum to cancel out banking fees and since it serves no other purpose, I'm thinking a 2% cash back card with no AF is better than a card that the only perk is a $0 AF. This is an interesting idea, thank you . . . Although the 2% is limited to certain (2 or 3??) categories that you have to manually select each quarter. I already have the Citi DC, so I'm not jumping through hoops for USB just to get 2% sometimes. And I've heard people have had trouble here with PC requests at USB (see the post after yours). Plus right now I'm on a travel rewards strategy (involving mostly Chase UR points and Hilton points) for a trip to Australia. So for me, I keep the Platinum unchanged because it is so old (helping age) with no AF, the CL is in the mid-range of my TLs, and the free checking. I have other cards for rewards, and USB doesn't have rewards I want right now, but if I switch to cashback rewards in the future, I might do the Cash+. But by then, who knows how USB will have nerfed it again. I was able to PC to the Cash+ yesterday. No AF, 5% and 2% categories. Could be a hassle choosing categories but I figured it was a good choice because I was able to keep the age of the Platinum and at least earn something with no AF. Initially, the rep couldn't upgrade w/out a fresh app but she placed me on hold for a few seconds, came back and it was done. I'm planning a trip to Australia as well and would like to know if you could post how you're choosing your airlines. Mainly, are you flying business and if so, how you're routing yourself to avoid the extreme amount in surcharges. I'm still trying to figure it out. edit to add: I'm not certain but the poster who attempted the PC could have been less successful because it was a Kroger card. Not sure but it worked well with the PC from Platinum.

Well, at least you don't need your glasses to see it. Lol

Thanks ICAN. I will definitely work on doing that for the first situation. It makes sense and I have the court docs in my possession. So, is it the same CMRR type of dispute and do they have 30 days to respond or delete? The 2nd situation didn't result in court proceedings and I'm wondering if I can even have it removed because I didn't initiate a claim and State Farm didn't pay for anything. Thanks again

I got the Amex Gold to Platinum upgrade at 60,000 MR points for $5K spend in 90 days. No hard pull, either. AF is up to $550, though. If you use the perks, it generally pays for the AF. I got the Amex Gold to Platinum upgrade at 60,000 MR points for $5K spend in 90 days. No hard pull, either. AF is up to $550, though. If you use the perks, it generally pays for the AF. I thought the $550 AF wouldn't start until September. Hopefully, you were able to sneak in the upgrade with the $450 AF. I've already exceeded the AF in perks of 400 bucks in travel reimbursements because I got the card in Dec., Centurion lounge for me and a guest 2x, MR points, and the SUB. I've even used Uber. So far, so good.

There are two items on my LexisNexis report and I need help with trying to get them removed. 1. I was out of state in a rental car stopped behind a motorcycle at a toll booth EZ pass lane. A scam artist driver decided to accuse me of hitting him when I was several feet away. He went to another lane and asked the booth attendant to call the police. The state trooper couldn't get the guy to say what damages occurred because there were none but by law, he had to give me a ticket because the guy claimed I rear ended him. The trooper told me not to go to court because it would be thrown out. Luckily, I took pictures and flew back for court because the guy showed with pics he downloaded from the internet of someone's legs that were extremely bruised and burned, and pics of a bike that was severely damaged. The state trooper vouched for me that there was no accident, the photos were of a different type of bike and the guy had no injuries on the date of the "phantom" accident. The judge threw it out and I have it in writing that no accident occurred. Initially, I discussed it with my insurance broker and she advised me not to file a claim for something that didn't happen because my rates would go up. They went up anyway and now I know why. I need to get this removed. 2. A guy pulled out of a parking spot and tried to squeeze in front of me in the space between me and the car in front of me. Needless to say, he didn't make it because there wasn't enough space. There was no damage to my vehicle and again, I was told by my agent not to report. Eventually, the guy went through my insurance but it was determined that I was in an actual lane and had the right away. They did not pay for any damages. Is it possible to have this removed because I didn't file and there was no damage? Even though it's showing as no-fault, I'm still getting dinged. Any help would be appreciated. Thanks

I have no input regarding a lawsuit but you can DV them CMRR, mention that they are not licensed or bonded to collect in your state and demand a removal. I would also give them a time frame for deletion from all reports.

Have you tried requesting a CLI online? You can request 6 months after the previous one. I THINK the magic number is $1500 if you don't want a hard pull. Given the "nerfing" of Cash+, it has no AF. The Platinum has no AF. Why not the upgrade? I have the Platinum as well and don't intend to use it in the future but I'm thinking about a product change to the Cash+. I'm sorta confused about the 2% categories because the invitation isn't clear. I only got the Platinum to cancel out banking fees and since it serves no other purpose, I'm thinking a 2% cash back card with no AF is better than a card that the only perk is a $0 AF.

Grabbed the Citi Aadvantage 50K miles for 3K spend. Quickly completed the spend.

Nice bump. Kudos

They make it more app-like similar to the Chase approach? it looks like my Citi TY card.