I wa invited to apply; I applied on Saturday; approved immediately.
Account opened with balance transfer.
This morning received email with 4506-t request via Equifax -- they want my tax returns as follows:
"Return Transcript, which includes most of the line items of a tax return as filed with the IRS. A tax return transcript does not reflect changes made to the account after the return is processed. Transcripts are only available for the following returns: Form 1040 series. Form 1065, Form 1120. Form 1120-A, Form 1120-H, Form 1120-L, and Form 1120S. Return transcripts are available for the current year and returns processed during the prior 3 processing years."
Er -- I'm not comfortable giving them 3 years of my tax returns so checking to see:
Is it safe to do so (I reported accurately in my application)?
Do they actually look at three years???
If I would rather not, is there a ding to my credit report? (They already opened the account before verifying apparently)
Will they close my existing Discover accounts?
Is there any impact to my non-Discover accounts?
Thanks in advance.