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ANNOUNCEMENT

 


cv91915 has set up a Go Fund Me page to take donations that will be used for flowers for breeze's memorial, and excess will be donated to a cancer charity in breeze's name.  If you'd like to participate, please go here:  https://www.gofundme.com/breeze-memorial .  If you have any questions about donating or the GFM, please reach out to cv91915.  
 
 
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Sunday, unexpectedly, we lost one of our own.  After a sudden diagnosis of liver cancer just two days before, our very own mama Breeze lost her battle with this disease and passed away on Sunday afternoon.   She passed peacefully surrounded by her family.
 
We know that many of you will be as devastated as we are to learn of this, and we know that you will share in our grief.  We will be in the Feedback forum with you, sharing our memories and our tears.  We encourage you to join us there.
 
We started on this journey fifteen years ago - breeze, Pam, LKH, and radi8.  Through everything that has transpired over the past fifteen years, we have always remained family - and Mama breeze was an integral part of that family.  We will be posting additional information here, as much as we can while still respecting her desire for privacy and anonymity.  For now, while we process our grief, we will close this notice with Godspeed, Mama.  We miss you so much already.

 

- Pam, LKH, radi8, Marv

- the mods and forum leads


tobettercredit

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  1. tobettercredit

    Zan's Credit Journey

    Equifax is a mess. There must be something with Equifax and NFCU. I have 1 CC, a car loan and a CLOC with NFCU. Equifax has been reporting the car loan as a revolving account with the remaining 8K+ as an outstanding CC balance depressing my score from 775+ it should be to 764. Discover pulled EQ and I suspect the small CL it gave me has to do with these errors on my EQ report.
  2. tobettercredit

    NFCU Flagship over $50K

    On the other forum they say the path of least resistance to >50K with NFCU is applying to 3 cards FAST & FURIOUS mode. 25K*3=75K. But 75K with 3 cards not as sexy as one card for true CB'ers. LOL
  3. tobettercredit

    Master 2018 Approvals and CLIs Thread

    Congrats!!
  4. tobettercredit

    US BANK EDGE CASH VISA APPROVED

    No. These do: Discover, TD, Cap 1....
  5. tobettercredit

    Master 2018 Approvals and CLIs Thread

    Penfed Cash rewards, $15,000. Not instant. Had to provide POI in the form of 2 paystubs. I think I triggered that request by putting down my annual income($42,000) on the App where the app asked for monthly income. Initially they wanted to approve me for $10,000 unless I also submitted 2 years of Tax returns showing my self employment income I told the CSR that I can send the tax return and asked to speak to the underwriter. The CSR told me I can't talk to the underwriter and that he will take my concern to him. After a few minutes on hold he came back and said that the underwriter approved the higher CL after reviewing my CR and seeing that I have large CLs without any balances. He said he doesn't understand why the system requested POI. Hope this helps someone trying to play Penfed.
  6. tobettercredit

    Master 2018 Approvals and CLIs Thread

    Nice! Thanks Hege!
  7. tobettercredit

    Master 2018 Approvals and CLIs Thread

    NASA Visa, $17,600 CL.
  8. tobettercredit

    Discover Insulting CL

    I am puzzled too. I don't know which report they pulled. It might be that they pulled EQ which has 6 stupid inquiries, mainly from Navy and Penfed. NASA's just now approved me for $17,600 with only $42,000 stated income plus $20,000 additional income. I am now looking to build $30,000+ CLs. I have no patience for subprime CLs. My profile deserves better than a useless $3.9K.
  9. tobettercredit

    Discover Insulting CL

    I applied for Discover IT just now and was given a $3,900 CL. They've been sending me pre approvals every month. All scores are above 770. Stated Income, $97,000. I asked for application review and was given the usual BS that "here at Discover we do thing a little differently, we can't increase credit line at this time. We need at least 3 months of usage." I told them that the CL is unacceptable for my current profile and that I am withdrawing the application. So App withdrawn. Don't care for the inquiry.
  10. tobettercredit

    My credit score went from 637 last month to 805 this month!!

    No need. Excellent Job. FWIW in the absence of derogatory info, at high 700's-800's range FICO and FAKO tend to correlate
  11. tobettercredit

    Master 2018 Approvals and CLIs Thread

    Amazon store card (8th statement) $2,700 -> $5k. Requested online, asked for $5k total... Yea! Congrats
  12. tobettercredit

    Blakes quest for 1 million in credit lines

    I have had several approvals and many CLI lately that I have not had time to post each but as of today my signature is accurate and I have officially succeeded and met both my goals of 500k for both Biz and Personal and hit the One Million Dollar mark in open lines of credit between the 2 not counting AU which puts me even higher. I owe my thanks to the many of you on this credit board and I want to personally thank you for the knowledge you have shared which helped me to reach my goals and much quicker than I had expected. I will stay around and help others as I can and pass on my knowledge and will help anyone that ask me for help. Congratulations!
  13. tobettercredit

    Stuck with high balances

    Any stable job with any income plus a side job like rideshare service using your own car. Buy a cheap car if you must. Cut your expenses at a bare minimum. That's how I did it. Now I can face any bills and pretty much get any cards. Good luck.
  14. tobettercredit

    $170K credit card debt, no way to pay off as of now

    Time to buy. Buy on the dip in Ponzi Cheme jargon.

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