So, I was just recently browsing my credit report. And I see I have a student loan from 2011(private) which I have payed off in full. originally I went about 120 days without paying it so that is still on my credit report. Is there anything that I can do to have it taken off? It shows the account as closed on my report. I have read about challenging student loans as "obsolete" but I'm not sure how. Any Advice?