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Yuda1718

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  1. Asking for someone does it need to be 2 open accounts to effect the score or if one is reported as closed and one open will this also work ?
  2. Yuda1718

    Please advise

    My brother he Just started building the credit no score was generated till I did him a AU on 2 3 years old good standing accounts now score shows up Experian 647 Fico 2 inq Equifax Fico 667 2 inq Tu 716 Fico 1 inq I wonder why they are diff scores the charge off shows only on Experian Is it because TU has only inq ?
  3. Yuda1718

    Please advise

    FINGERHUT charge offI have a 77$ from 2014 as a closed charge offCan anyone confirm if a charge off Under 100$ does not effect a score or it does ?Just to make it clear it’s a charge off and not a collectionIf it does effect my score If I pay it and it will say payed will it change my score ?
  4. I always wondered unless i give the credit card issuer my proof of income wen they asks for it like my pay stubs or text return to Do they have a different Method to Verify my income?
  5. Yuda1718

    Authorized user experts

    My sister added me as a Authorized user on her Nordstrom card since her card is 12 years old so I wanted with the age of my “reportAnyone know wen will it show on my report ?And also the last names are same but address are diff and they didn’t ask for my ss wen she added me will it still come up on my report ?
  6. Yuda1718

    Blispay Suspended New Funding Email

    Na I think it’s over but they just don’t wanna say it
  7. Yuda1718

    NFCU Balance Transfer

    I just spoke to navy federal credit union I was told using a cc convenient check is the apr of the purchase APR witch mine is 10.24% and it can be used up to the cash adavancd limitThe interesting part is that it pays me more to use this then the CLOC that is 15.24% apr wen When I use it sometimes for cash for a few days and pay it off right awayI assume that even though it’s a purchase apr it It has interest from the minute you cash a check?
  8. Yuda1718

    NFCU Balance Transfer

    That explains me Why are it takes forever for them in the payment to be posted how about penfed also do it manually?
  9. I can’t apply to any Amex card for 2 more years since i field bk 3 years agoCan my sis still add me as a Authorized user will Amex allow it ?Also will this help me with my score to boost up since she has the Amex for 12 years age and my oldest card is 3 old ?Just to add it’s same last name but diff address her accounts
  10. Yuda1718

    NFCU Flagship upgrades rewards

    Anyone knows is the 3% public transit includes uber and subway also?
  11. Oh tell me about well nothing much u can do they are known for decreasing credit lines mines was from 5k to 1k with a good report
  12. Yuda1718

    Zelle

    I think u have a monthly limit how much u can send ? also I send to myself it’s amazing instead of depositing a check from a diff account to the other account and it takes few days to clear
  13. Yuda1718

    PenFed CC Advice

    PenFed is tough recently last few months
  14. Yuda1718

    Third card with nfcu approved 25k!!

    Posted just now Digdeep Well u ones again are wrong and u are misleading info my first card cash rewards I got it 3 months after bk and 90 days after opening the account it was was bumped to 15k and 6 months after the first cli it was bumped to 25k this all under a year of bk   Edited just now by Yuda1718 Quote Edit
  15. Yuda1718

    Third card with nfcu approved 25k!!

    Digdeep Well u ones again are wrong and u are misleading info my first card cash rewards I got it 3 months after bk and 90 days after opening the account it was was bumped to 15k and 6 months after the first cli it was bumped to 25k this all under a year of bk

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