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MistralsDaughter

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    344
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About MistralsDaughter

  • Birthday 11/03/1990

Profile Information

  • Location
    Terra Firma
  • Interests
    play tennis and volleyball, part-time model, chocolate and curling up with a good movie
  1. You need to opt out. Opt out? And never get Comenity soft-pull shopping trick accounts?!? hehe (jk) Ron would never "opt out"
  2. This made me smile :-) Is there a benefit to that?
  3. Ditto... but I only have 14... 1/3 easier... Thanks guys :-) I am just trying to reduce the tedium of card rotations... not that I don't appreciate what having and maintaining good credit is all about. Plus I want to streamline those purchases so I don't waste dollars on non-rewards cards etc. Don't kill yourself with worry to save $20 bucks in a year in lost rewards... this is supposed to fun as well as rewarding... I agree. It's not that much in rewards that you would likely be missing. I think the easiest is the Amazon gift card method mentioned above at $0.50 p
  4. I have some that I put Netflix, HULU, util on... But I'm also looking for strategies that give me real rewards faster by focusing on the heavy-lifter, daily-driver cards than having to distribute spending over a greater number of cards... just to accomplish occasional usage
  5. You do that online I assume? How do you redeem the GCs? Yes, online. They email a code to you that you enter into your account and it will credit your account with the amount. You do that online I assume? How do you redeem the GCs? You can buy the e-mail code ones and then you just redeem the code when you want to make a purchase. Edit: you can also schedule them for future purchase which may make your life a bit easier That's cool. Plus its not a lot of money that it takes away from earning more worthy rewards on other cards
  6. You do that online I assume? How do you redeem the GCs?
  7. Ditto... but I only have 14... 1/3 easier... Thanks guys :-) I am just trying to reduce the tedium of card rotations... not that I don't appreciate what having and maintaining good credit is all about. Plus I want to streamline those purchases so I don't waste dollars on non-rewards cards etc.
  8. Seeking advice on new ways to easily use sock-drawered cards 3-4 times a year. Thanks to CB, I have 350k+ CLs distributed between 21 "major" credit cards (and 2 store-only cards - Lowe's, Amazon) The major players are (by total credit issued, not including NPSL or Signature/World Elite flexibility) - Synchrony AMEX NFCU Chase Capital One Barclays Bank of America CITI with Nordstrom's, Discover, Comenity, Wells Fargo, US Bank bringing up the rear. I've been following a schedule to pull cards and physically using them for gas, drive-thru's, etc. then PIF-ing them righ
  9. Applying by phone will result in a TU pull. Be sure to freeze EX if you care about HPs if you apply by other means.
  10. I opened one in April 2015 w 10k initial CL thinking it would be good for combining. No Joy. it is a card not currently combinable with standard Cap1 cards. It also requires a different log in at a different looking website. Even Cap1 EO cannot help with this card. CSRs call it a "partner" card although it states on the website that it is issued by Capital One, NA. Hope this helps you !
  11. Pop in out of the local stores looking for clearance fridges.. Many times they have ones people just didn't like it they didn't fit etc and you can get a good deal. Check out the Sears Outlet store in south CLT - they have the scratch & dent section. Got a great deal on our washer/dryer there a few years ago because there was a slight dent on the BACK of the dryer. As if I care about that. Just happy that someone else did I have a co-worker who's husband surprised her with a new set of LG front loader and dryer last year, albeit purchased from the scratch and dent secti
  12. To OP if you had more time VISA has a prepaid called Visa Buxx for teens which you can personalize with a photo since most teens don't have regular ID cards but I suspect your teen must have a passport. http://www.buxx.com/ 844-269-5071 Many banks also have an affiliate VISA Buxx program like US Bank, Nationwide, Navy Federal etc. Best wishes!
  13. Congrats !!! Its always a good feeling to climb back from whatever and put a flag on the hill... Nice 2-fer with AMEX
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