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About MistralsDaughter
- Birthday 11/03/1990
Profile Information
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Location
Terra Firma
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Interests
play tennis and volleyball, part-time model, chocolate and curling up with a good movie
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You need to opt out. Opt out? And never get Comenity soft-pull shopping trick accounts?!? hehe (jk) Ron would never "opt out"
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I'm thinking there's better ways...
MistralsDaughter replied to MistralsDaughter's topic in Credit Forum
This made me smile :-) Is there a benefit to that? -
I'm thinking there's better ways...
MistralsDaughter replied to MistralsDaughter's topic in Credit Forum
Ditto... but I only have 14... 1/3 easier... Thanks guys :-) I am just trying to reduce the tedium of card rotations... not that I don't appreciate what having and maintaining good credit is all about. Plus I want to streamline those purchases so I don't waste dollars on non-rewards cards etc. Don't kill yourself with worry to save $20 bucks in a year in lost rewards... this is supposed to fun as well as rewarding... I agree. It's not that much in rewards that you would likely be missing. I think the easiest is the Amazon gift card method mentioned above at $0.50 p -
I'm thinking there's better ways...
MistralsDaughter replied to MistralsDaughter's topic in Credit Forum
I have some that I put Netflix, HULU, util on... But I'm also looking for strategies that give me real rewards faster by focusing on the heavy-lifter, daily-driver cards than having to distribute spending over a greater number of cards... just to accomplish occasional usage -
I'm thinking there's better ways...
MistralsDaughter replied to MistralsDaughter's topic in Credit Forum
You do that online I assume? How do you redeem the GCs? Yes, online. They email a code to you that you enter into your account and it will credit your account with the amount. You do that online I assume? How do you redeem the GCs? You can buy the e-mail code ones and then you just redeem the code when you want to make a purchase. Edit: you can also schedule them for future purchase which may make your life a bit easier That's cool. Plus its not a lot of money that it takes away from earning more worthy rewards on other cards -
I'm thinking there's better ways...
MistralsDaughter replied to MistralsDaughter's topic in Credit Forum
You do that online I assume? How do you redeem the GCs? -
I'm thinking there's better ways...
MistralsDaughter replied to MistralsDaughter's topic in Credit Forum
Ditto... but I only have 14... 1/3 easier... Thanks guys :-) I am just trying to reduce the tedium of card rotations... not that I don't appreciate what having and maintaining good credit is all about. Plus I want to streamline those purchases so I don't waste dollars on non-rewards cards etc. -
Seeking advice on new ways to easily use sock-drawered cards 3-4 times a year. Thanks to CB, I have 350k+ CLs distributed between 21 "major" credit cards (and 2 store-only cards - Lowe's, Amazon) The major players are (by total credit issued, not including NPSL or Signature/World Elite flexibility) - Synchrony AMEX NFCU Chase Capital One Barclays Bank of America CITI with Nordstrom's, Discover, Comenity, Wells Fargo, US Bank bringing up the rear. I've been following a schedule to pull cards and physically using them for gas, drive-thru's, etc. then PIF-ing them righ
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US Bank credit card. Can I force TU pull
MistralsDaughter replied to perryswoman's topic in Credit Forum
Applying by phone will result in a TU pull. Be sure to freeze EX if you care about HPs if you apply by other means. -
I opened one in April 2015 w 10k initial CL thinking it would be good for combining. No Joy. it is a card not currently combinable with standard Cap1 cards. It also requires a different log in at a different looking website. Even Cap1 EO cannot help with this card. CSRs call it a "partner" card although it states on the website that it is issued by Capital One, NA. Hope this helps you !
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What is your average electricity bill?
MistralsDaughter replied to Quit Screwing Me's topic in General Discussion
Pop in out of the local stores looking for clearance fridges.. Many times they have ones people just didn't like it they didn't fit etc and you can get a good deal. Check out the Sears Outlet store in south CLT - they have the scratch & dent section. Got a great deal on our washer/dryer there a few years ago because there was a slight dent on the BACK of the dryer. As if I care about that. Just happy that someone else did I have a co-worker who's husband surprised her with a new set of LG front loader and dryer last year, albeit purchased from the scratch and dent secti -
To OP if you had more time VISA has a prepaid called Visa Buxx for teens which you can personalize with a photo since most teens don't have regular ID cards but I suspect your teen must have a passport. http://www.buxx.com/ 844-269-5071 Many banks also have an affiliate VISA Buxx program like US Bank, Nationwide, Navy Federal etc. Best wishes!
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This made me smile
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Finally in with AMEX 5 years after BK!!
MistralsDaughter replied to xxRONNIExx's topic in Credit Forum
Congrats !!! Its always a good feeling to climb back from whatever and put a flag on the hill... Nice 2-fer with AMEX