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mikeinrancho

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  • Content Count

    60
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  • Location
    Southwest
  • Interests
    Too many to list, more than I can handle. Apparently a short attention span lends to many interests.
  1. BOA BBR: $55k Chase Freedom: $50k Barclay Arrival: $40k AmEx BCE: $40k
  2. B of A - BBR $39,400 -> $55,000, second $50k card in 2 weeks. 3 years ago I didn't know anything about credit and found CreditBoards after a few days at MF. Wallowing in a 610-620 range I started reading and implementing. $24k shy of pimp-dom right now. Thanks to everybody here that had a hand in posting all the valuable information.
  3. Lowes $25k -> $35k. Finally... took 2 years. Chase Freedom $40k -> $50k. My first $50k card. I expect a HP, haven't seen it yet, but it's worth it. Deer Pee $14k -> $17k. They've been giving me $3k SP CLI for a couple of years now at 6 month intervals.
  4. Does anyone know if this has this been verified and is that policy still current? I thought Barclays was like Capitol One in that their 'junior' cards are separate from the 'senior' cards; Venture One/Venture - Arrival/Arrival Plus. Can confirm that as of a few months ago this was indeed the policy. I was autodenied for the A+ for having the regular arrival. I've read reports that people have had success applying for an A+ almost immediately after having closed a regular arrival. Just got my Arrival card bumped to $40k so closing it won't happen, not sure what to PC it to, if anything. Got my eyes on that easy $500 travel credit from the A+ card, for 11 months at least.
  5. Woah. Those are awesome Citi CLIs! Waaay better than the 1.5-2.5k most see. Did you use the luv button? Yes, I've been hitting that Citi SP/HP CLI link for a couple of months, sometimes being warned of the HP I would have to take to proceed, other times getting the SP verbiage, but not receiving anything after all. Wasn't until I got past 6 months that they coughed up the D/C $8,000. Waited a couple of days assuming I should wait longer on the AAdvantage card but then I said screw it and went for it. I was most surprised by that CLI. Still have a Costco card that I just noticed is past the 8 month mark... hmmm.
  6. New Amex Delta Gold Biz $10,000 CL, automated phone CLI to $25,000 next day. No pull, NP? Citi D/C $16,900 -> $24,900 SP Citi AAvantage $12,500 -> $20,500 SP Discover $9,000 -> $13,500 SP Barclay Arrival $24,400 -> $40,000 HP
  7. Does anyone know if this has this been verified and is that policy still current? I thought Barclays was like Capitol One in that their 'junior' cards are separate from the 'senior' cards; Venture One/Venture - Arrival/Arrival Plus.
  8. Cheesy? Here's cheesy... when I was approved for my $14,000 B of A Cash Rewards Visa about 6 months ago I was not told at the time that they would steal $600 from my Better Balance Rewards card, taking it from $40,000 to $39,400. That's cheesy.
  9. Amazon: 10k Sams Club: 15k Lowes: 25k Haven't been able to get a CLI in almost 2 years on any of those cards, all of them around 3 years old.
  10. Not worried about credit card run-up, only have one card with a small balance, and I've been down the credit hell road already, not going there again.
  11. Just applied for a loan to pay off a couple of others. Pulls Transunion, uses Fico 9 score. My FICO 8 is 745, FICO 9 is 780. Various rates and terms, your choice, each increasing term length bumps up the interest rate. I went with 36 months, 7.99%. Goes as low as 5.99, up over 20%. Terms from 24 months to 60 months. You pick payment date. Quick approval, start to finish, 2.5 hours. Had to submit pay stub. Money will be transferred within 4 days.
  12. Mine reported last week. The Amex Costco open date of 10-2014 is what Citi is reporting. The Amex Costco HAD a member since date of 10-1983.

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