BlueGhost

I have not been on here for a while now and I find this sad piece of news... I am really sad to hear this.....but I am sure his spirit will live on as it was a strong one. Thank you Fataliya for sharing this.... BlueGhost

As I understand it "NO SOL" for Goverment Debt and no FDCPA protections But there are the FCRA protections valid against the CA if you want to look that route. BG

Thought I was gonna open this and see some one play another joke WHOA! A Goodwill Letter and CA acceptance of it sounds like one of those mythical stories you always hear abut but can never confirm yourself LOL.... Great Job... Shakes Head..Good and CA in same sentance,........seems blasphimis (sp) BG

I am SO Glad I never got that desperate...:?

"SPLIT FILE" That was my experience when an account showed up on TC and transunion said it was not there... BG

Awesome post. I completely agree. The only people who care about the "no id" policy are the people in this forum who stomp away and make a scene each time it happens. For the rest of us... meh I never give a real Name or address/phone number for those cards LOL...I fill out the info with fake crap and take the cards they hand out...if they have to mail the discount cards I dont even botrher with them. I have this made up phone number I rememebr in case I dont have my card with me and they can use that to access my "discont" card info...

I got TU and EQ to remove after two disputes....EX sticks like super glue...gonna give it a break and try in a few months again.... But got emails and Letters from Court Clerks they dont report and/or verify..and used that and also ERRORS in the reporting to get them removed from the two (EQ&TU). So Yes there is hope of removing them...just takes diferent angles and work. BG

I myself didnt know auto-dialers were illegal in Indiana this way... IC 24-5-14: Chapter 14. Regulation of Automatic Dialing Machines BG

Did this report come off Experian online? BET the paper report if it did sez "INSTALLMENT". Try why_chat's HIPAA Letter Series first with the OC. BG

You disputed a in SOL OC account? Those should be the last ones ya tackle It awoke the sleeping Bear BG

I have sent a couple of those. Green cards attached! ME too...green card attacjed with the ITS (ITS=I Thank you for letting me SUE you) BG

Actually you can have your Home Phone # listed any way you want..the bill will come in your name.. For Example....My Phone is Listed as Ann D. Roid (for Android ROFLMAO) Saves having an unlisted Numb er.....and anyone asking for ms. Roid I know I do not Know hahaha BG

Original Thread Some Advise Please?, Won against Monarch/FCNB/Midland..Now::::: Decided to go the ITS route... Faxed and mailed it in last week.....giving a 8/25/2006 deadline... Their Lawyer called me today to discuss settlement options.....But Last friday I faxed over a withdrawal of settlement offer deciding to take this to court....and since then I decided to turn this over to my "lawyer" and he is riding this for his "free Fee" as I mostly have done the work already (the one I have a Case in fed court with). He was laughing (my Lawyer) with me this afternoon when I told him they just called and I inform him I had representation already....his voice deflated (Their lawyer) haha Not in a hurry to collect on this as I look at this as gravey money currently....and will pay down Util on cards to improve scores when I get the $$$$ BG

The DV must contain more then the proof that you indeed are obligated some how..it must also contain a full accounting as to how the Total being claimed is/was arrived at and MUST be allowed by the original contract/agreement. BG

Thanks Pryan. Can you clarify this point a little for me--What do they mean by per action? Example? Thanks, always appreciate the opportunity to learn the details of this stuff. Per "ACTION" mens per court case.....not matter how many violations are filed with it. The FCRA are 1K per Violation tho... BG