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JoeBowler

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  1. What's the language that they are using? They just want your updated income and ASSETS. When is the last time JB requested a CLI? Last previous attempt on 12/16/16 for Instant 3k approval (35,200) Last two clis came after 91 days. May try again next week after 91. Suppose new Amex loan could be raising a flag and they wanted updated info. Chase C$R at 29k SL also reported since last increase.
  2. Logged into Nordstom Auto CLI from 6k to 9k Little use. Started as a 500 dollar store card prior to Visa Siggy conversion. Who manages the auto CLIs? Nordy's, TD?
  3. Message from Discover on my homepage, something to the effect "Now is the time to increase your spending power... blah blah" and links to the cli page. DECLINED - (not at this time... blah blah) Silly Discover.
  4. Lowe's 15k to 19500 Used the cli form, approved for requested amount. Been 15 months since last cli. Very little use. Thinking Sync has loosened up on limits with the luv buttons. Had no luck prior with it after 6k on Sync accounts and would have to call. May try on Amazon Store card, also 15k for well over a year. A few clis lately and SPG approval has ave. limits over 16 accounts at 14393.33. Also, 3 weeks from zero inquires on two CRA's. CB, thanks for helping me get here... good stuff!
  5. 12 Major - 6 w/ AFs so could be changing soon 4 Store cards.
  6. Did you call or do it online? Is there an option to do it online? I cannot find it! I just use the number on the back. Say "banker" when the automated system starts into account details. Get past first live CSR w/sp cli request (will ask if you want the number, I just tell them to transfer me) second CSR can check the "system". Don't recall ever seeing a option in the online software.
  7. Whoa... A sp cli on my Wells Fargo Platinum 5300 > 8k (primary bank, 10 years) What "system" approved, if wanted more would be a hp. Oldest reporting account on TU but only by months, stuck with for now.
  8. For the first year 1. CSR - 100k points, primary rental insurance, National Exc status, free Gloabal 2. PRG - Waived AF, 40k points, free towing, free lockout 3. Citi Ty Premier - 60k, Waived AF, Consumer Protection Benefits 4. Amex SPG - Waived AF, 35k 5. Citi Aavatage - Waived AF, 60k Year two, whole nother story
  9. Why aren't you calling the UW?I got the 7-10 day message on my $15,000 W*****t and my $20,000 Ebates cards yesterday.I'm iffy as to whether I'll bother to call. I got a "no" on both of these cards the last time I picked up the phone and asked. I thought your ebates was at $35K. Call and see what happens. PayPal Extras MasterCard is at $35,000. Are Sync clis still almost always sp's? (walmart, amazon and lowe's) Chase Amazon Visa auto cli 2k > 3k woohoo! Could be 2 year anniversary date, did take it to about 70% month prior. Only other Chase relationship is CSR (29k) Yes those Sync those cards are a SP. Thanks! Just requested a cli with Walmart using the luv button. Requested 10k from 6k and approved.
  10. Why aren't you calling the UW?I got the 7-10 day message on my $15,000 W*****t and my $20,000 Ebates cards yesterday.I'm iffy as to whether I'll bother to call. I got a "no" on both of these cards the last time I picked up the phone and asked. I thought your ebates was at $35K. Call and see what happens. PayPal Extras MasterCard is at $35,000. Are Sync clis still almost always sp's? (walmart, amazon and lowe's) Chase Amazon Visa auto cli 2k > 3k woohoo! Could be 2 year anniversary date, did take it to about 70% month prior. Only other Chase relationship is CSR (29k)
  11. Citi TY Premier 1900 CLI, new limit 12700 Hit right at 180 days. My Citi CLI history, starting and current limits. While yet to be declined a 180 day cli, its slow going. Double Cash 10/13/14 - SL 3800, now 9600 TY Premier 4/22/15 - SL 6200, now 12700 Aadvantage 6/02/16 - SL 11000, now 14800 Internal limits 37100.
  12. AMEX SPG - instant approval for 25k @ 17.74 In dash split sign up offer for 35k points. Surprised by starting limit having two recent approvals, one being a AMEX Nextstep loan @ 4K. Now 6/24. May have to be only new app this year.
  13. So last night I decided to borrow from my Nextstep preapproved loan offer. Must say, pretty smooth. Hit the offer button at 10 pm, money in my checking account by 10 am. Everything shows nicely in my AMEX dash along side my other two cards. Interesting experience, needed more funds than I can quickly cover and in form of cashier's check to make this deal. Thinking a PLOC would have been useful about now. Did not take full offer amount and and selected shortest 12 month period. Don't have any open or closed installment loans of any kind showing on my reports, thinking now I read some profiles can benefit with a loan but at 24 months? dunno. No hard pulls yet. If I read the T/Cs correctly, there will only be new account reporting.
  14. Day 91 since last SP increase. No attempts in between. Instant 3k approval. New limit 35200. Discover showing 774.
  15. If I were to apply now, I would likely not be able to pull this off as the first statement would not be until January, correct? My understanding is that it just has to post in December and they are posting as soon the charge posts. Someone can correct me if I'm wrong Nice! C$R received in October: - $300 credit used for Thanksgiving; - 12/10 account statement - $300 credit for Christmas I won't get to triple dip for $450... but double dipping feels great! My first statement closed yesterday. Hit the travel credit trifecta. Thinking they change something up before a batch of apps again late next year. Great card, not entirely sure I will be able to close it next year.
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