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  1. And I'll say that mendelson could have recognized the compliment or done something better in response......instead he congratulate the person to blast my comment (and compliment).
  2. For someone who thinks they are so smart, what you just posted about Mende is pretty stupid. You prove over and over and over why we made the correct decision in putting you on moderation. Besides being completely uncalled for, any problems you have with other members you bring on yourself with dumb comments like you made above. Jesus. I gave a compliment with a disclaimer that I didn't want it used against me if there is a future debate/argument. Just delete my account. Do everyone a favor. (I will say, I've brought good information and value to many. How is this: screw y
  3. Trader Joe's is the cheapest and best quality. Costco is also good (not all Costco's are equal. I got a membership and almost canceled because my closest store was kind of lame and I wasn't seeing the value. Oh boy. Then I visited a few other Costco's and found ONE of them that had such a bigger selection of products and way better value). Buy your regular stuff in bulk from a Costco like store. Unfortunately (or fortunately for us), most people are too lazy or don't see the value or make excuses like they don't have enough storage space or they they won't use such big containers of f
  4. Is it possibly to buy reloadits online? Also, are there any prepaid cards that I can load with "debit" cards online? I'm just on the road too much (overseas ALOT) and I want to be able to MS without Walmart or Target etc. I'm actively looking for solutions that allow me to do a lot of the work online.
  5. I love making credit moves. It's definitely an adrenaline pumping sport. I find that I have my best results when I sort of, "spontaneously" go for it (except that I do prepare a lot and educate myself as best as possible, even to the point or paralysis, but then I let it cool off, and eventually pull the trigger). And you know what folks? I've gotten results that are said to be "impossible" at times. (However, equally so, I've seen that there are very distinct systems in place that will define your results). Long story short, educate yourself and make moves. So what if everyone is
  6. He probably has an automated system to keep each of those cards "lighting" up at the appropriate time. Issuers are probably just waiting for months to pass, so they can close a card, and then it lights up with activity, resetting the clocks. I just have to look at anyone with this many cards, as approaching the hobby with a slightly less than innocent nature. I guess that interpretation makes it fun for me, even if it could be completely wrong.
  7. I feel your pain brother. I am just so thankful I got obsessed with credit at the time I did. I was able to get d*, 4 Amex's, and a lot of b*. Everything worked out perfectly for me in that regard. I do have regrets though so I know how you feel. You just have to keep rolling forward with discipline and motivation. If you want stuff bad enough, you'll get it. I do wish I added ONE more d* Amex..........oh man. It would be ON then. I'd be set for the next couple of years. But, things keep getting worse. They are tightening everything up. But I haven't been around long e
  8. On a serious note, those risks are probably why they don't have a McCard right now. People so reliably buy and eat their McDonald's that any card would be valuable in scentific studies. The amount of information that could be taken from a McCard would be able to tell us everything about the impacts of heavy consumption. I, myself, am addicted to McDonald's. I don't eat it a lot but I go through stages of being addicted to it (like I'll eat it once or twice and then want it 20 times the next month). Also, I found a McDonald's that gives 10% off for veterans. So, it helps with the
  9. Hahaha. They must hate you. But I when you must win your disputes easily. I'd use it as leverage: "Look....I want to dispute 13 items, and you're going to do them all now. My paper reports are 16 pounds each, so it's in your best interest to get all of this done in one shot".
  10. Ouch. But if anyone ever give you crap about the MO's or structuring, this is the perfect example to give: last time I did it all at once, the ATM at them. Keep all the evidence and document this event as best you can.
  11. Inspired


    If this is your business, you should already know these answers. Just send your clients here. Omg that was hilarious. gildog32, are Nigerian by any chance?
  12. Can you explain your exact steps? Were you denied for the QS? Which cards did you apply for first?
  13. I don't have a CSP and kind of wish I did because I don't have a good understanding of UR points. However, you can transfer UR points 1:1 to United Airlines, which makes the CSP better then the Mileageplus Explorer if you fly United internationally (one bag is free on international flights, negating the free bag benefit of the Explorer card). And I don't value United Miles at 1 mile per $1 as a good deal.
  14. The best value is Trader Joe's..... And they accept credit cards (and they are also owed by Aldi).
  15. No. Just make sure if you go for a CLI, you know it will be a soft pull CLI, or you are prepared to take the hard pull. Freezing your reports at this point is possibly good for discipline (you will start to get a lot of good offers in the mail. You will be tempted. Some might be really good and you should take them. Most often though, the same offers come around again and are relatively continuous. Best thing for you though is to be patient and wait. Those same offers will come around, except you'll likely start off with higher limits and better rates etc).
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