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  1. Does anyone have experience with the American Express® Business Loan... I got a pop up when I logged in to my business credit card account... the business I have is 5 years old and I have had a relationship with Amex for 6 years. Edit: I found the T&C https://www.americanexpress.com/us/business-loans/terms-and-conditions.html Edit: I also found the Amex Merchant Financing loans and if this preaproval works the same as that, then it should non-pg if loan is under 35K https://merchantfinancing.americanexpress.com/merchantfinancing/apply.htm?source=apply_now_button
  2. well i guess i am screwed since I have been using Nav since 2014 (no paid version)
  3. I think it will be better to mail the payment, I use a billpay with my bank to the PO BOX, its free and when i make a payment on Monday, it post by Friday. (5 business day turnaround)
  4. I received an unsolicited email from an Amazon employee about a Pay by Invoice so I took advantage of it and I got 10K for a net 30. Note: this is not with Synchrony Financial Amazon seems to be expanding its corporate umbrella into the financial sector.
  5. -SIC: 5045, 7371 Computer Related Services, NAICS:541511, 541510 -Since 2013 -Paydex - have no clue I have not found a way to get if free yet. (I know I have never missed a payment) -No PG I have N30 with Quill since 2013, Fedex, 4.5K Amazon LOC, 7.5K Sams Store Card, 2.5K Shell Gas Card, 4.5K BOA Biz MasterCard, 14k Citi Biz MasterCard, 7.5K FNBO Visa, 20K + 18K Chase Visa, 1K + 5K + 18K US Bank Visa, 22K Amex SimplyCash, I have 25K on DnB that I have no idea what it is...
  6. I almost chocolate my pants looking at my screen, No PG, Single Member LLC, a little over 3 years old, they did not ask for income detail just the EIN and address and LLC name.
  7. Sound very interesting...please include the application process when reporting back KristofsMom.
  8. Pulled the trigger and got 2.5k No PG, Single Member LLC, 3 years old, revenue between 200k to 250k, Thanks OP.
  9. Citi is very tricky for me, what works for me when i want a sof pull CLI is i freeze all my CB reports and wait about 3 days then request the CLI, most of the time its instant and when its not it typicall shows up the next day for me or i get a letter telling me to remove the freeze.
  10. here you go OP, good luck https://redcard.target.com/tfsredcard/images/mkt_images/tb_web_app2.pdf
  11. Which credit file did they pull, EX, TU, or EQ and what scores did they pull? And just to clarify, you used two years of business tax and personal returns and PG right? I assume you have a deposit account with US Bank, what is your average daily balance?
  12. Nope, just used it for some post-it note and paid a month after, have not used it since.
  13. I've always been under the impression that the structure of current business cards are just glorified personal cards since you have to PG. If anyone can borrow money at 0% and it does not affect their credit profile, i am pretty sure if they are discipline they can get a decent return on this borrow money.

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