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Tutinp101

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  1. Well I had a 60 day about two years ago on a car I helped our daughter buy. Also a 30 on the same car last year. It’s paid off now.
  2. I have a couple late payments that won’t fall off for another few years 
  3. I have a couple late payments that won’t fall off for another few years
  4. Hello everyone, My wife wants to build her dream home but before she starts the process we have question. Our situation is as follows. We both are self employed (K1 from partnership). We file our taxes jointly. For the past two years the business has done fairly well after all expenses. She owns 80% of the business so her share is a lot greater than mine. She wants to do this loan on her own. She has no debt. Credit scores are high 700’s and Low 800’s. She has her 20% down payment and reserves all in her bank account. Our question is will they use just her income or will the divide our AGI in half? Also will I have to be on the loan being in part owner of the business and her spouse? Thanks in advance.
  5. Nice.. That is one way to get past their 60 month max on first autos with them.Yea it surprised the hell out of me too!! The young lady that was my finance manager said it was her birthday and she wanted to make as much money as possible today so she was calling in favors!! Lmao!!! As far as my file goes only been in business 11 months, 6 on dnb with a high of 1800, 7 on exp with a high of 7k and 8 on equ with a high of 7k.Can I ask what is reporting for you on Equifax? I was wrong about the high on equifax. We have 8 reporting and the high is 21.5k ink plus. We also have the regular ink, bofa, lease with T-Mobile, halo card, bj's (I think), Puckett machinery, and Goodyear Commercial tire. Also I have 10 on dnb not 6. Don't know how I fudged that up.
  6. Nice.. That is one way to get past their 60 month max on first autos with them. Yea it surprised the hell out of me too!! The young lady that was my finance manager said it was her birthday and she wanted to make as much money as possible today so she was calling in favors!! Lmao!!! As far as my file goes only been in business 11 months, 6 on dnb with a high of 1800, 7 on exp with a high of 7k and 8 on equ with a high of 7k.
  7. Got a nice no pg approval today through ford motor. 55k @ 1.9% for 72 mo w 5 k down. Thanks to all of you who distribute the wealth of info on CB business treads.
  8. First I want to say thanks for the great info!! Yes I'm trying to use points for hotel and flight. I know I probably don't have quite enough just yet but once I find out exactly how many are needed I will decide spending options or maybe even an additional card (citi) for bonus.
  9. Hello everyone, I'm wanting to take my family to Hawaii next year for our vacation. I have tried to figure out how to best use my points but I'm stumped. Currently I have 150k each UR/MR points and counting. I want to travel between the second week of May and end of June 2017. I'm looking for five nights hotel for a family of five. Will be flying from JAN to HNL. Your assistance is much appreciated.
  10. I went ahead and applied for this offer. I did a 2 for 1 on the biz gold and spg biz first of the month. Got the email for this Monday, applied an got the 14 day message. Checked email Tuesday morning approved!! My offer was for EDP though.
  11. I went ahead and applied for this offer. I did a 2 for 1 on the biz gold and spg biz first of the month. Got the email for this Monday, applied an got the 14 day message. Checked email Tuesday morning approved!!
  12. So I let them made a little money hoping for a large cli.

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