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JohnWilkers

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  1. Are you serious? Can you please elaborate. I am in AZ, I heard you have to pay a fee to connect to grid and the solar system can take 20+ years to pay off. Any link or tip will be appreciated.
  2. OP, I have done mortgages for many years. Without getting into the details and the reasons, your best option is to ask the loan officer to contact the underwriter and ask them to waive this closure conditions. AND you will pay these cards in FULL prior to COE and provide proof with paper trail. I am sure they will go for it.
  3. No to all of it, it is only $160 and I dont think DTI ratio will effect by much. Worst case scenario they will ask you to pay off the $160, which I dont forsee.
  4. Here is a reference point for new credit file. I was helping someone and these results are awesome. Dec, 2014 A friend immigrated to US. NO CREDIT ANYWHERE. Dec, 2014 opened a BOA checking account along with Secured Visa card with $1000 limit, added another $1500- Secured limit is $2500. Mar, 2015 Added my friend as an Authorized User on CITI card with a limit of $12,000, June, 2015 Applied for Discover (I know, I know) Unsecured limit of $1500, I was thinking of doing 16 day CLI trick, but loophole is now closed. June 2015 Applied for BOA Visa, limit $1500 Now here is a kicker
  5. I have this card and used it carefully for MS. $40K limit, and the best part is I have been using their lounge all over the world for free. It paid for itself with all the drinks I had at the airport lounge.
  6. I have a NASA Share Savings, for about 4 months. How should I go about attempting a soft pull only for their CC? Obviously I have to Unlock the EX. Thanks for any tips.
  7. The only score that you listed that is a real FICO is the TU 08 from Walmart. Ignore those others. They're about as useful as a horoscope. LOL
  8. I have gambled all over the world just to name a few. Nairobi, Stockholm, Monte Carlo, Atlantic City, Vegas, Mississippi,, big easy, Indian Reservation throughout the USA, Reno, Sydney, and recently in Cairo, Egypt... etc. I have been comped RFB and stayed in $10,000 a night suite at Caesars, limo picked us up etc. you get the drift. I had all of the rules, take money what I can lose etc. It catches up to you eventually and rules go out the window. I won $50k some nights. I currently have offers to stay at Plazzo and Caesars for free, when I enter they give me around $500 of free money t
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