Kat58

Congrats!!!

Congrats!!!

I've seen it used twice today. What's up with that?

https://www.nerdwallet.com/blog/credit-cards/amalgamated-bank-of-chicago-5x-quarterly-bonus-categories/

Visa and MC are payment networks, not financial institutions. What FI's did you burn? e.g., Chase, Discover, Synchrony, etc. Capital One uses VantageScores. You need FICO 08 scores. Discover Credit Scorecard offers a free monthly EX FICO 08 score (card membership not required).

Do you have a webcam?

Another option? https://youtu.be/_3eC35LoF4U

con science (one of my favs)

Yes, you can request monthly, but for best results wait 91 days... IMO.

Congratulations!!!

You're welcome

Read this^^^ for starters.

Yes, and no.

+1000

👎

No, and don't know anyone. These people knew what could happen, going in. They should have emergency funds like everyone else (should).

OP... we can't help you if you don't answer the questions.

1. Only let 1 CC report a small balance. All other CC's should report a $0 balance. Do not let all CC's report $0. 2. It doesn't matter. 3. Yes, you should apply for another card (not Cap One). DO NOT close any CC's. 4. Keep balances low (under 9% or lower) and always PIF. What banks did you burn in your BK? Where did you get those scores?

You need to STOP asking stores questions and read this thread first.

DOC write-up... https://www.doctorofcredit.com/citi-launching-rewards-credit-card-on-january-10th-with-minimum-10-points-per-transaction-15000-points-signup-bonus-and-no-annual-fee/

https://www.nerdwallet.com/blog/credit-cards/citi-rewards-plus-credit-card-everyday-purchases/

Live... https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=citi-rewards-plus-credit-card&afc=2YM&intc=7~1~64~1~HPBDO~1~citi-rewards-plus-credit-card