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GonnaGitIt

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  1. Just discovered FNBO cli from 3800 to 7500. Only run gas charges through this card. Sent from my SM-N950U using Tapatalk
  2. I have been opted in for well over a year. Sent from my SM-N950U using Tapatalk
  3. Yes, ebates with a 3100 cl and thats it. Sent from my SM-N950U using Tapatalk I am not opted out, rayher I had opted in to see what kind of offers would come my way. Sent from my SM-N950U using Tapatalk
  4. My recommendation has zero to do with AAOA. OP has a total of 12 CC's (2 additional store cards not in the list above), all opened within the last year. All cards, with the exception of the 2014 card, are considered new. OP should easily be approved for at least $10k on a Venture card. Combining both with the oldest card would be $14,750 at the very least. IMO, closing the 2014 card would be very foolish. Checked the CAP1 pre selected and says nothing for me now. Should I just wait it out a bit? Would much rather be patient with favorable results. The comments are so appreciated and keep me looking at things in a different light. Always learning.... Sent from my SM-N950U using Tapatalk
  5. I agree with the above, but in the OP's case, he should keep the 2014 card open. IMO, he should get a Venture for the SUB then combine the 2 newest cards into the oldest card. Proud to report CLIs since I posted AMEX Blue upgraded to Preferred AMEX EVD cli to $12k Discover cli to $9100 Lowes cli to $5k Sent from my SM-N950U using Tapatalk
  6. Scores were in the neighborhood of 675 at the time. Currently are 720ish.I have around 10 TLs that are majors and 3 store cards. Sent from my SM-N950U using Tapatalk
  7. Look up Amex 3x cli on these boards and follow them precisely. Sent from my SM-N950U using Tapatalk
  8. Have a plan but just want your opinions... 1. Cap1 Platinum opened in 2014 with credit steps, upgraded to QS1. Current limit 2300.00, current balance 0. 2. Cap1 QS1 opened in May 2017. Current limit 2700.00 April CLI was a sorry $250. As of today, neither available for upgrade. Thought process: Want to get out from under the credit steps stigma by combining it to the QS1 card I was approved for. Currently have much better CL, $12 Amex, $9100 Discover, $7800 Citi. Trying to escape the smaller CL on the report. Am I on the right track or will thr credit steps follow me? Sent from my SM-N950U using Tapatalk
  9. If they are all reporting as positive and are you oldest accounts, removing them will not help you. It could decrease your average age of account and have a negative impact. This just happen3d to me and resulted in a score drop when the aged off my reports. Sent from my SM-N950U using Tapatalk
  10. I send these to the shredder. Couldn't see where it benefited or strengthen my portfolio. Sent from my SAMSUNG-SM-G920A using Tapatalk
  11. FNBO NRA card, Cap1 upgrade QS card Sent from my SAMSUNG-SM-G920A using Tapatalk
  12. Guess who's getting the first round!!!! Oh I have NO idea. Still have the mailer for the Citi DP....it's haunting me. Sent from my SAMSUNG-SM-G920A using Tapatalk
  13. Citibank Cash Back card!! Sent from my SAMSUNG-SM-G920A using Tapatalk
  14. Generally yes. Although you could call TU and have the mistaken duplicate pull removed very easily with basically no risk of AA. I could get my shins polished every Saturday. Now that's hot
  15. Well that said, I do still have a pre authorized mailer for the DP card. Dare I?

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