Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


ineedbettercredit

Members
  • Content Count

    33
  • Joined

  • Last visited

Profile Information

  • Location
    NJ
  • Interests
    Music, women's literature, travel
  1. The sad part is that some At &t customers were not told about the breach, my brother included. It's a shame that unless you are a member of transunion, you may not be informed.
  2. I was recently accepted as a member, however I don't see anything that can help me rebuild with my scores under 600. I was turned down for sdfcu, not sure why so that dashed my hopes for their secured card. Does penn offer free credit monitoring? I see there auto refinancing rates are good, however with the issues I trying to correct on my credit I don't think I should apply for anything else this year. Any input would be greatly appreciated.
  3. Awesome, Sdfcu declined my membership, not sure if it was because I have a fraud alert on my credit file, or an issue with chexsystems, was surprised to say the least.
  4. I have contacted the EO a case has been started in regards to the pre screened offers that I keep getting turned down for. Thanks
  5. Hi Board, I have been getting pre approval letters from capital one for the platinum card and auto loans yet every time I apply I get turned down I keep calling they say the fraud department is going to contact me and nothing. I would really like to speak to a live person who can help straighten out what's going wrong. Any assistance would be greatly appreciated.
  6. Thanks 'credithunting' I have applied to sdfcu, waiting to hear from them the 800# said they are backlogged in processing new applications.
  7. Would someone please point me in the direction of the posts regarding secure credit cards that don't turn you down? I need more revolving credit my TU score is under 600, I have been turned down for capital one, BOA, pnc,I don't want to keep applying however I would like to have at 3 scc's so I can reduce the utilization of the nfcu mastercard. Please point me to some other secure cards that don't pull credit. Thanks in advance
  8. Okay great, I wasn't sure if I had to be a member of a organization in order to become a member
  9. That's kool, how can I join pennfed?
  10. Great post, I didn't know this information either.
  11. Congrats!! I too have sm issues on my tu report, disputed a week ago, I hope I get the same results as you.
  12. Thanks 'Here we go" for your expert advice, I have been monitoring my credit activities very closely while I work on my negatives, and after applying for a AT&T digital life home alarm and monitoring system and getting approved with no security deposit, lol security deposits have been a way of life for me to even have a cell phone contract I felt like maybe my credit is getting better either way I threw caution to the wind and called capital one to apply for the secured card and low and behold I was told to wait for a letter in the mail, meaning Denied. I wasted a hp for nothing so I just applied for a open sky account I'm going to open with $1000, thanks for giving me hope.
  13. I agree, this is the old bait and switch. They are hoping that you are desperate and have already fallen head over heels for the car, I would tell them no deal, here is your car back refund please. And move on to a more reputable dealership.

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines