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baller4life4sure

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  1. Well I appreciate the apology. Thank you!
  2. Excuse me hegemony? You obviously have me confused with someone else. I have NEVER been a jerk to ANYONE here. EVER. I have been nothing by nice to everyone here and on MF. All I did in the beginning of this thread is try to defend myself against those of you that had a problem with me posting on both sites. I find both sites useful. And like I said before, wasn't aware we had to pick a team. I no longer post here because of the meanness that a few of you displayed towards me BECAUSE I also post on Myfico. I don't bash,bully or post sarcastic or snobbish remarks. And I am certainly not a jerk! All I ever try to do is help others. It is awfully telling that I posted here for 2 years and NEVER had an issue with anyone(thanks to the kindness and helpfulness of HoustonLynne,BDK and others). It wasn't until someone mentioned in the beginning of this thread that I was a CL(Community Leader) over on MF were there all of a sudden issues with me. So sad that your hatred of a website causes you to bash and run off any poster here that also posts there. And now all of a sudden "I've been a jerk to people here". LOL wow! I no longer respond to the MF bashing because that is your own opinion. Everyone is entitled to one. But, I do not appreciate being literally lied on. And I was compelled to post after reading such a blatant lie. I may be many things, but a jerk to ANYONE has never and will ever be one of them! Furthermore, what silly answer are you referring to? NO post on the link you provide is an answer posted by ME! Carry on with your MF bashing.
  3. "We" because I am very vocal against Credit One there. You're point? SMHSMH "we" as in you clearly DO have your team. I don't care, but you were adamant that you didn't have a "team." I do NOT have a team. I have learned from both sites. I like aspects of both sites. I just happened to post there more because OBVIOUSLY more people need help there than here. You guys are the experts here. And if and when a newbie does need help here, there are already plenty vets to fill the need. I often tell Mendel he's like a dog with a bone. You will never win an argument with him. And I believe you. He will never concede. Never back down nor apologize. It's his way or no way. It's all good. I accept defeat. LOL. I will focus the rest of my attention today on getting a few more cards in the $40k to $50k range! 😛
  4. Well I did not create MFF. I just stumbled across it. You don't have to direct your hatred towards me just because I post there. That is unfair.I'm not. The language you chose in your post made it appear that you had chosen a "team." Well if that's how you interpreted it, that's not how I meant it. I simply meant "we" as in those on that site that strongly discourage Credit One and the like.
  5. Well I did not create MFF. I just stumbled across it. You don't have to direct your hatred towards me just because I post there. That is unfair.
  6. "We" because I am very vocal against Credit One there. You're point? SMHSMH "we" as in you clearly DO have your team. I don't care, but you were adamant that you didn't have a "team." I do NOT have a team. I have learned from both sites. I like aspects of both sites. I just happened to post there more because OBVIOUSLY more people need help there than here. You guys are the experts here. And if and when a newbie does need help here, there are already plenty vets to fill the need.
  7. "We" because I am very vocal against Credit One there. You're point? SMH And here I really thought you were cool. Especially being from Texas like myself. And you just are determined to beef with me. Whatever floats your boat I guess.
  8. Yep, but those cards pay a very high commission. I imagine, given the opportunity. CBers who are there to help would most likely communicate privately - if they can. Does MF monitor private messages? Also, a lot of the time, when someone comes to Cb from MF they say they wanted to find "the other site" - which "shall not be named." so someone is getting through somewhere. We openly discourage apping Credit One,First Premier. Regardless of affiliate links. It is not taboo to talk against them. Nobody in their right minds would ever suggest those scumbags! http://ficoforums.myfico.com/t5/Credit-Cards/Credit-One-Prequalified-Offer/td-p/4588031/highlight/true
  9. Censorship is not left or right.LMAO. You just want to argue. I know censorship is not left or right. I stated my posts about credit repair methods were too far left,too against what's acceptable there. Whatever you want to call it. Ok? You are just being unnecessarily combative. And it's really uncalled for. @PotO yes you are still unable to talk about freezing a bureau to get a creditor to pull another. I'm not being combative about it, but I don't think it's correct to assign censorship to one political faction. Your post assumes left = good and right = bad.Are you serious right now? LMAO. My "too far left" has NOTHING to do with politics. It's an EXPRESSION. A figure of speech.In other words against the grain, off the grid. LOL. I apologize for the confusion. Had nothing to do with politics.
  10. Censorship is not left or right. LMAO. You just want to argue. I know censorship is not left or right. I stated my posts about credit repair methods were too far left,too against what's acceptable there. Whatever you want to call it. Ok? You are just being unnecessarily combative. And it's really uncalled for. @PotO yes you are still unable to talk about freezing a bureau to get a creditor to pull another.
  11. @Big Bear you are right. It's falling on deaf ears and that's ok. The dislike of MF here just runs too deep. @Mendelssohn what I meant by "too far left" is since I learned most of my credit repairing techniques from CB and cleaned all my baddies using those techniques, I have tried to post that experience on MF in the Rebuilding Your Credit section and I was censored. So, I no longer post there. I agree that credit repair isn't all about GW letters.
  12. That's stated really well. There are also a lot of people who settle for less than what is possible because they incorrectly believe it is all they deserve. I wish they could find it in them to aim higher. I concur and think that so many people have it ingrained in them that available credit equals debt potential. Sure, that's very true for some people. Some people need the Dave Ramsey approach (I shuddered while typing that). But reading those threads...it's as if everyone I've ever known that said things like "my credit card company increased my credit limit so I called them to reduce it back!" or "who needs more than ONE card!?" figured out how to use a computer and all ended up on the same site. I wasn't going to post anymore in this thread. However, I want to clear up the misconception about the members on MF are scared of too much available credit. LOL. There are several with over a million in credit and many more over $700k. I myself am trying my damnest to get over $500k as fast as I can. There are a handful that talk down on having too much credit. The main one being kdm(who also posts here often). I find it quite funny that he never once drops that bs here. But, is constantly preaching "no one needs more than 3 cards" on MF. I cringe every time I see those types of posts from anyone. Because it's WRONG. I encourage people to get as much credit as you can from as many lenders as you can. And NOT scum like Comenity,Credit One or First Premier. I too have had mod cuts to statements I have made or threads deleted or closed because I posted too far left of what is acceptable there. So, I get it. It can be very frustrating. But like I said, I just try to help all I can as much as I can. I'm not sure how what you would post would be "too far left." I don't view MF as left or right. But, I stand by what I have posted here that CB is way better than MF. Regardless of your personal contributions: BS gets called out on CB BS is promoted on MF MF is a for profit business MF data mines personal information MF was started by plagiarizing content from CB MF censors content There is a conflict of interest having forums attached to FICO MFers are cheerleaders more than helpers And I didn't argue any of those points. I only wanted to clear up the statement that members are afraid of or encouraged not to have too many cards or too much available credit.
  13. That's stated really well. There are also a lot of people who settle for less than what is possible because they incorrectly believe it is all they deserve. I wish they could find it in them to aim higher. I concur and think that so many people have it ingrained in them that available credit equals debt potential. Sure, that's very true for some people. Some people need the Dave Ramsey approach (I shuddered while typing that). But reading those threads...it's as if everyone I've ever known that said things like "my credit card company increased my credit limit so I called them to reduce it back!" or "who needs more than ONE card!?" figured out how to use a computer and all ended up on the same site. I wasn't going to post anymore in this thread. However, I want to clear up the misconception about the members on MF are scared of too much available credit. LOL. There are several with over a million in credit and many more over $700k. I myself am trying my damnest to get over $500k as fast as I can. There are a handful that talk down on having too much credit. The main one being kdm(who also posts here often). I find it quite funny that he never once drops that bs here. But, is constantly preaching "no one needs more than 3 cards" on MF. I cringe every time I see those types of posts from anyone. Because it's WRONG. I encourage people to get as much credit as you can from as many lenders as you can. And NOT scum like Comenity,Credit One or First Premier. I too have had mod cuts to statements I have made or threads deleted or closed because I posted too far left of what is acceptable there. So, I get it. It can be very frustrating. But like I said, I just try to help all I can as much as I can.
  14. Haha never in a million years would I want to be a moderator. But keep it up with your insults since they obviously make you feel tough. I have always been nothing but respectful to everyone on this site. So, I don't know why I have received this type of treatment here today. But, it is what it is. I am sorry I found MF first. I am not the one that stole CB's idea. I do not promote SCT. I do not support those running amuck or being haphazard with their credit. I do not congratulate those that don't deserve it. ALL I do is try to help all I can as much as I can. But, I'm the target of you guys MF hatred. Ha! So be it. Tired of arguing with you. Think or believe whatever you want.
  15. That's not true at all. Everybody there isn't a robot. Lots of us disagree with people all the time! There's a way to disagree with someone without bashing them. For someone that constantly talks so much trash about MF, you sure post an awful lot there! IJS.^^ Typical MFer. Wow. And that's precisely why I only lurk now here as LOTS of people do since the old vets left. SMH That's a load of crap. don't come here and praise those ripoffs over at MF and in the same breathe tell us how we now suck.LKH I am not praising MF. They certainly have their shortcomings. And I do not agree with all that goes on there. But, I nor any of the other members had anything to do with them stealing CB ideas. That was long before my time. I am simply saying I have learned quite a lot from both sites. But, I have chosen to lurk now here due the sarcastic and condescending remarks of some of the members. That's all. NEVER said this site sucked. In fact it is one of the absolute best out there. I just feel the atmosphere has changed since I first joined. That's all LKH. I apologize if you were offended.This poster is a community leader or moderator over there Just FYI And? What does that have to do with the price of tea in China? And to be clear I am a CL. So what? I STILL have learned from both sites like I previously said. And was unaware one had to be either Team CB or Team MF and unable to use BOTH as resources. You guys crack me up lol.

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