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rbortech

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  1. I spent the morning on the phone with Capital One zombies until finally speaking with a supervisor who knew something. She told me that as my file was now in the hands of another agency (a law firm in Edmonton, Alberta), that I should contact them. I did this and my options were to pay in full the amount of the claim( 10,081.49 plus interest) or make payments of 200.00 dollars a month for the next 56 months. I offered a $3000.00 settlement and of course the lawyers assistant said they wouldn't take less then $8500.00. I have a week to call her back. Is it better to go to court and try to reach a settlement there or try some other means of resolution? If I accept their offer then a judgement of guilty still is found against me and my credit is dinged for 5 years while I pay pay them back.

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Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
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