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  1. Thanks for the reply Bob! I have a couple questions though, and I apologize in advance for being dense especially if the answers are obvious 1. After reading through the 1st thread, I see that you were helping someone with similar "stats" as mine. My question is: what exactly do you want me to pull from that thread? Should I attempt to follow the same steps that you walked her through? 2. In the 2nd thread, are those cards that you are suggesting I get in order to get my FICO scores? Thanks again!
  2. Thanks for this info. I will look into them immediately.
  3. Well, for the mortgage, US Bank sends my parents a statement every month, I went with my mom to US Bank, she showed them the statement, and then proceeded to pay the amount on her credit card. For the auto loan, my parents are allowing my brother to reap the benefits of paying that though his credit card. I don't know who the loan is through, but I do know that they take the payment automatically every month.
  4. Hello Everyone, I have been lurking on this website for a little while now, searching for suggestions on how people can build onto their credit with a decent foundation already established. I finally decided to sign up and give all of my details so that I can get a more personalized response from the incredibly helpful people of this forum. My Slim Credit History Was able to open a college checking account through Wells Fargo at the age of 16 As soon as I turned 18 I went to WF and applied for a Wells Fargo CashBack College Credit Card. I was approved with a CL of $750 Age 21: CL is
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