Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


  • Content Count

  • Joined

  • Last visited

Recent Profile Visitors

138 profile views
  1. What can I do to raise my score? Right now,...= EQ 608 EX 668 TR 653 I have 100 % on time payments on all open acounts with an average of 3.8 years and my usgae is low, like 20 %, if even that.. I do have, however, 2 older small accounts totaling less than $600 and one of which I am actually paying off today , cause I did not even know about it till I did a credit check. The 3rd account is about $ 4,300, a charge off I did a credit simulation and found out that paying off any of these accounts, such action will only REDUCE my score..... I am in a better financial situation now, to deal with these 3 things and want to do so, if for nothing else, but the moral aspect, however, I sure dont want to hurt myself in the process. I am hoping to purchase the home I am currently in, that is a lease purchase contract . Next month will make 3 years I've lived here and have some equity already.. Oh , and back to my title question, based on numbers above, what would be my mid score? I would appreciate any advice!! ps: sorry if im ignorant, but I new and learning as i go.. THANKS!!! ps again,...i never applied for a mortgage before, thought I'd get my score up first and continue saving...

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information