Hello Credit Boards. New to the forum and looking for some assistance. Recently pulled credit reports and found two medical collections on EX and EQ. TU did not show collections.
Financial Corp of America $1200.
Patient Accnt Services LLC $350.
These date back to a hospital visit in 2/13.
Unfortunetly I disputed EX online before I found this forum and recieved a email stating the $1200 collection was deleted and $350 was "updated". A week later EQ emailed me a confirmation number for an online dispute I never initiated. One item was deleted, the same which was deleted on EX, and the updated report still showing the Patient Accnt Services collection.
Ive opted out and sent address deletion letters. Is it common for CRA to dispute collections together like that? I also recieved a letter from EQ stating they put my report on a fraud alert. When i called and asked them about it they said it was because of the dispute on EX.
What is also strange is that on the two updated credit reports the CA had two different addresses listed. EQ in Margate, FL and EX reported a Jacksonville address.
Wondering what to do next. Wait for 60 days and send the pre Hippa dispute letters or go right ahead and send the Medical DV to the CA and follow up to CRA? Also which address should the DV go to? Ive googled them and they list the Margate, FL address on their website.
Any advise would be appreciated. Thanks.