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RivetHead

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  1. How does the letter violate the FDCPA? (sorry, I'm new at this )
  2. Hi Everyone, I'm new to the boards and was hoping I could get some help. I've been researching what steps to take but I wanted to make sure I was on point. Today I received this letter from Convergent Outsourcing: Dear XXX, ​This notice is being sent to you by a collection agency The records of Paypal Inc. show that your account has a past due balance of XXX. Our client has advised us that they are willing to accept a payment for 35% of the balance due. If you accept this offer, our client will cease further collection efforts on this account but will not consider the account p
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