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About financialevolution

  • Birthday 03/11/1954

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    Finance (worked for banks that are too "Big to Fail", Media
  1. oops, sorry about the spelling, I disputed with Transunion, Experian and Equifax, used official address of record
  2. I have disputed a few items on my credit reports back in May 11th 2020. I have not received any updates from any of the Credit Borough's to date. is anyone else having similar issues and what is my recourse?
  3. My Cap1 has not reported for the past 2 months either in Colorado
  4. I wish I saw this thread yesterday. I just spent $25 for nothing. This is what I got as a response today: "Thank you for your interest in joining Navy Federal. We have reviewed the documentation which provided your affiliation with the Navy League of San Diego (NLSD) as your qualifying eligibility criteria. However, the NLSD is no longer within Navy Federal's field of membership. As such, we are unable to approve your application." Any recommendation as to where to go next to rebuild with a CU?
  5. Comparable to what? How long you intend to stay in your home? You are only saving a half a point, usually it takes 1 to 1.5 points for a refinance to make sense. What is the hard cost of your re-finance?
  6. This is what the general public knows about mortgages: "what is your rate". After the 2008 mortgage mess we still didn't learn anything. Ignorance continues to win.
  7. That is true if you as an employee is added on as an AU, but that is not what Eric was describing unless I have misunderstood
  8. Civiljudgements: "but with Citi Corp there is not a pull of any kind and No PG." The above is not true and misleading: *Social Security Number: is required and they will run your credit
  9. Figure out who you really are and what makes your heart sing. Otherwise your are doomed to have addictions like this. When you say you don't have a problem that is proof that you do! And if off chance it turns out CB is your passion who knows you could become our spoke person.
  10. I can't believe that Experian has the audacity to send me this: 'We received a suspicious request regarding your personal credit information that we have determined was not sent by you. this could be deemed as deceptive or fraudulent use of your information. We have not taken any action on this request. Any future requests made in this manner will not be processed and will not receive a response." I have sent all three CB's the same request to change my name to my legal name and remove old inaccurate addresses. Both TransUnion and Equifax complied Experian sent the above. I have also attached a copy of my drivers license and 2 proofs of my address. What should I do next?
  11. Thanks BRBiz that is what I was looking for. If they are that bad then my question remains; why are we advertising for them on this board?
  12. Thanks Brbiz, I am looking for personal board experiences not what is on the Internet

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