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Everything posted by CTAmigo

  1. Most likely just glitch in system... It happens frequently where they will disappear and then reappear.
  2. I've never had any success with any of the prequalifiers... One day, One day I will!
  3. How much of a difference in credit limit increase would one reap POTENTIALLY when going from making $50 to $100k Sent from my iPhone using Tapatalk
  4. Is that a credit goal? Not a credit goal, but achieving a goal to say get the Delta AmEx and reaching spending limit for travel people can see it as reward for bettering their credit and themselves Sent from my iPhone using Tapatalk
  5. So happy. I was laid off in Jan 2014 from my boring sales job, and have been struggling to find suitable employment since then. I interviewed with companies I was overqualified for and they told I was underqualified (the look on my face) and some told me straight to my face that they would love to hire me, they knew that for what they could afford to pay me, it wouldn't keep me from searching from other jobs so they just couldn't hire me. I have side hustles and dibble and dabble in different things, but that guaranteed paycheck is a good feeling when you have goals you are trying to achieve a
  6. any one plan on using points or miles to pay for a vacation in 2015?
  7. 2014 is almost gone which means it's time to start making goals for 2015. What's your goals for the first quarter (Jan-March), First Half (Jan-June), and Entire year of 2015? My first goal is to remove some Kate's in old student loans. I figure I will start sending letters and hopefully one of them reaches the right person to get lates gone and have a negative go to a positive. I would like to get another Amex, haven't had one in about 5 years and D* would help a lot since I just started trying to improve credit and my AAOA is super low. I would like to increase my revolving
  8. 673 +15 from last month. Goal is too break 700 by end of year! Sent from my iPhone using Tapatalk
  9. Time: I am nearly 1 year (November will make a year) into the rebuilding progress. I have come a long way, but know there's some mileage left on my trip. Progress: I started at around a 467, and have managed to be up to a 673. I had over 10 collections, on report as well as numerous late payments and charge offs that will haunt me for years to come! I started with a NFCU Secured and Wells Fargo Secured, and although they have not unsecure as of yet, hopefully soon they will. No plans for the money, just rather have it sitting in my acct not theirs. Major Issues: Student loans are
  10. I would focus on things on report right now while keeping obtaining a mortgage in the back of your mind. I would focus on having negative items removed and adding positive trade lines. Sent from my iPhone using Tapatalk
  11. What are your balances in the cards you have? Sent from my iPhone using Tapatalk
  12. I want a PS4 too. Do you want to be my brother? Sent from my iPhone using Tapatalk
  13. Congrats. I know how you're feeling! Sent from my iPhone using Tapatalk
  14. I think it's time to write a self help book Sent from my iPhone using Tapatalk
  15. No magic number, just don't inquire to know your score. Inquire for a purpose. It's best when you go in with game plan! Sent from my iPhone using Tapatalk
  16. Attempting to pay OC is always a good move! It worked for me before! Twice! Sent from my iPhone using Tapatalk
  17. Let me know if it works. I have a lawyer myself I can dial if it makes a difference.
  18. I attempted to do a prequal for a LC loan because they have been bombarding me with emails, now when I try they say they are "Unable to obtain report". The only difference now is IDA is frozen. Can this be the culprit, or have they started pulling EX which is on ICE as well?
  19. LC did the same to me. Not sure if its because EX is on ICE or because IDA is frozen...
  20. No. Save money and use SC Sent from my iPhone using Tapatalk
  21. Waste of money. Only reason to get one is if insurance savings is more than cost Sent from my iPhone using Tapatalk
  22. Congrats on the refi Sent from my iPhone using Tapatalk
  23. Wishing this was beneficial to me, but not a bad way of helping others... Even if discounted savings were passed down! http://money.msn.com/debt-management/article.aspx?post=0ee75c58-16bf-4904-9c3e-7cedd2fd84ce Sent from my iPhone using Tapatalk
  24. A visa signature card Sent from my iPhone using Tapatalk
  25. Nov will be 12 months for me... Just a little more waiting to go! Congrats! Sent from my iPhone using Tapatalk
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