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About mindcrime
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Rank
Tipping the power balance
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breeze reacted to a post in a topic: Turning 10 year Disaster into a Positive, need your help......Newbie
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breeze reacted to a post in a topic: Turning 10 year Disaster into a Positive, need your help......Newbie
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breeze reacted to a post in a topic: Turning 10 year Disaster into a Positive, need your help......Newbie
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Is your spouse/S.O. as interested in credit repair?
mindcrime replied to cinammonkisses's topic in Credit Forum
She appreciates what I've done for us, but she has no interest in participating. -
It must vary by region. Between where I live and work there are 3 Targets. Unless I'm there early (9am'ish) or late (9pm), there seems to always be a steady flow of foot traffic.
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Goodwill sympathy during the holidays? Or CLI?
mindcrime replied to cinammonkisses's topic in Credit Forum
In the old days, the holidays were good for disputes. The idea was offices were staffed less and there would be more of a chance of it slipping through the cracks. This may still be the case. -
My history is similar to others. 2YRs in with them on a Freedom. Started at 2,500 and still there. Not worth the HP, but great for the 5%
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Curious, What are your thoughts on what AA is based on? Data in your report? FICO score? Both? Stuck with one PD CO that has not updated since 2012. 2YRS left to report till it drops of natural age. There's a shot that the account will just disappear if I push hard enough. Then again, there's a shot it will stick and DOLA updates fresh. If the latter occurs, I expect to see a decrease in my FICO score. Maybe a few points, maybe 30+, IDK. I think it's the FICO hit that may occur that keeps me from moving forward on this. I don't want a current creditor to watch me dip and CLD me over it.
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I usually get them on the last Friday of the month looking over the last half year, however, September's came on the last Monday the 28th.
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CPFB Complaint Against Statewide Credit - I WON - YAY!
mindcrime replied to FixnCred's topic in Credit Forum
Nice job. -
I got a secured CAP1 after be decline so many times.
mindcrime replied to tess41's topic in Credit Forum
If there are pending credit issues on the horizon, maybe see if you can get some help here by listing them out? -
How recent did you get the WF card? Are you sure your TU and EQ just have not updated yet?
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Yes, but even making small payments doesn't guarantee you won't be balance chased.
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Does it list the DOFD on it?
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If it is in fact listing as the "new" DOFD, do you have proof of the original?
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How to ask TU to remove baddie 9 months before falling off?
mindcrime replied to a topic in Credit Forum
Not necessarily. Only if the DOFD changed. "New account" is likely due to the account not being there on the last CK update. -
Do you have statements/proof past 2008 (through 2011) to show that you never made any purchases or payments past 2008?