RiotAct

Is it a soft pull? I'm seeing this verbiage below the "Submit" button: " You may be asked to provide your annual net income if we do not have your recent information on file. Income is used to determine eligibility for a credit line increase. Subject to credit approval."

This is wrong - the free credit reports that you can get once per year from AnnualCreditReport.com are your actual credit reports; the same ones you'd pay $ for potentially if you went straight to the sources' websites. They will tell you everything you need to know, including your last-reported balances on each loan and credit card you have, any derogatory marks, etc.

The Chase Amazon Prime card has to be right up there, too.

I was seriously considering applying but then I saw that the $10/month credit is only at those few restaurants. I don't use GrubHub.

Congrats! That's a nice CLI. I received one about 12 months after opening mine, but it was only a $500 CLI. ($3200 --> $3700). I PIF every month and my FICOs were around 760 at the time of the CLI.

last Friday (8/17), gave it a whirl and went from $20k to $22.2k. It's now my second-highest CL.

Why do you say that?

OP, they will certainly retain the Account Opening Date when it converts. Well, put it this way, I would be shocked at the incompetence if they don't!

I have roughly the same # of accounts... made a Google Sheets table with the name of each card and their payment due date as the rows, and the months as each column. Then I mark an 'X' as I pay each one.

I hit the luv button last week for the first time in about 6 months... got another $500 and now my limit sits at $19,700.

Applied last night, wasn't insta-approved but I got the approval email a couple hours ago. $1,000 limit. I have a couple other Barclay cards already so maybe that had something to do with the low starting limit. Credit scores in the 760s - 770s depending on which bureau you're talking about.

-5 to 768. Recently opened a new Visa Signature card, probably the reason for the drop.

Sometime in the past week or so, I got a $600 CLI on my Target RedCard. Went from $2,500 to $3,100.

... and that's pretty sad!

Off-topic, but I just got my cashback from that "6-month 10% back with Apple Pay" promo that they did last year which also stacked with their 5% off categories... holy crap!