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About RiotAct

  • Birthday May 26
  1. why on earth would people actually pay money to watch that? More power to him, I guess
  2. RiotAct

    My Early Mortgage Repayment Thread

    cv, this thread has been really helpful!! My wife and I are closing on our first house soon (hopefully in a couple weeks or so) and I may use some of these same tactics.
  3. RiotAct

    Amex Offers List

    Sucks that the 15% back at U.S. Supermarkets has a maximum of $10.
  4. Mmmmmm, free latte.
  5. RiotAct

    How long of a memory does Barclays have?

    yikes... that's brutal!!!
  6. RiotAct

    Best Men's Wallets for Carrying ACTUAL CC's (and lots)

    Plastic shopping bag.
  7. RiotAct

    Master 2018 Approvals and CLIs Thread

    Sent a secure message asking if I am eligible for a SP CLI on any of my accounts (Freedom $3k limit, Freedom $5k limit, Slate $3k limit, Amazon Prime $8.5k limit, Hyatt card $18k limit), and they responded saying no it would have to be a HP. I -would- give them the go-ahead, but we are in the midst of house-hunting and will probably be going for a mortgage in 2-3 months and I don't want any more HPs on my CR!!!
  8. RiotAct

    Master 2018 Approvals and CLIs Thread

    They're extremely stingy, in my experience. I have two Chase Freedoms (one was automatically PC'ed about 9 years ago from a Starbucks Duetto card) and I've received a grand total of one auto-CLI among both of them combined. Pretty heavy use on both cards from 2007 - 2012 or so, not so much in the last 6 years. Have never bothered asking for a CLI myself, since I don't want a hard pull for those.
  9. yeah... I don't travel much anymore now (especially with two young kids), but my Amex Gold Card is my 4th-oldest (out of about 25 or so)... so I'd hate to get rid of it.
  10. RiotAct

    Amex Offers List

    Checked a few days ago, and had a $10 off $15+ with Uber / UberEats on my Blue Cash Everyday.
  11. RiotAct

    Synchrony luv button

    Is it a soft pull? I'm seeing this verbiage below the "Submit" button: " You may be asked to provide your annual net income if we do not have your recent information on file. Income is used to determine eligibility for a credit line increase. Subject to credit approval."
  12. RiotAct

    tracking credit scores

    This is wrong - the free credit reports that you can get once per year from AnnualCreditReport.com are your actual credit reports; the same ones you'd pay $ for potentially if you went straight to the sources' websites. They will tell you everything you need to know, including your last-reported balances on each loan and credit card you have, any derogatory marks, etc.
  13. RiotAct

    The Heaviest Credit Cards

    The Chase Amazon Prime card has to be right up there, too.

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