So, I don't know my credit score, but I'm assuming it's not very good because there are a few Adverse Accounts on my credit report (working on those now). I've never had a credit card before but I'm looking to finally get one to build up my score. Should I apply for the American Express Blue Cash card? What are the chances that they'll approve me? What are the consequences if they don't? Can I re-apply later? Thanks.