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mechanicworkman

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    Missouri
  1. Somewhere along the line some of the people seem to be confused that I was somehow trying to justify the cost.........which I was not. I was merely looking for the best financing option. ---- I do appreciate the time to read childish insults. However since I came to a form where building credit and making wise finically decisions. Comparing what I am doing is far from making Although yesterday when I started inputting the item numbers into the shopping cart. I hit a road block. The discount only allowed me to put 5k in shopping cart. I could only get half the things I had on my list. Evidently the $9,300 limit applied to full retail price. Meaning only could spend $4,200. Still a good deal getting 9.3k in tools for 4.2k. Sent from my iPhone using Tapatalk
  2. I'll add to this... congratulations on getting off your butt and doing something when you lost your job instead of just sitting around. You have experience in a related field and it sounds like your head is squared away. In other words... you aren't walking in blindly. My theory is "the tool you don't have is the one that costs you the most money". If you think this is the best deal available go for it. Best of luck to you. Literally less than a month from the day that I got laid off I had taken all entrance exams and enrolled back in school. Obviously I know that another degree can only help and the new information from the last 10 years is a must. Being in the a related field I am smart enough to admit what I know and what i don't know. One thing I do know is the job outlook for this field is only growing however, There are 2 kinds a people in this world 1. Those that get SHI* done & 2. People that watch SHI* get done. I make it out of this with only 10K in debt I would say I am doing pretty good and its nothing a little sweat and hard work cant pay off. Heck I know people that have Masters Degree's in things and they cant find a job for less than I expect to start any one of the many job opportunities available.
  3. I already have a large roll top box. It's not Snapon however it works the same it stores my tools. It gets the job done. Sent from my iPhone using Tapatalk
  4. Yes I have GI bill that's pays for school and my mortgage while in school. Sent from my iPhone using Tapatalk
  5. +1 This^ is what I really think is happening here. I'm torn between simply answering the OP's question (BT and/or 0% card) and giving my honest advice (don't do it!), especially given the recent issues on CB where tough-love is not valued as much as it had been (oops, did I say that?). I am fine with tough love! I can look at things objectively! I actually like that people aren't walking on egg shells and tell them what they need to hear and not just what they want to hear!
  6. +1 This^ is what I really think is happening here. I'm torn between simply answering the OP's question (BT and/or 0% card) and giving my honest advice (don't do it!), especially given the recent issues on CB where tough-love is not valued as much as it had been (oops, did I say that?). Agreed, but I think OP got both messages and it's up to him to decide the path he will take. I have followed a lot of mind crimes advice on here and it has helped with my credit to get me to where I am today! However I am an adult and can take some tough love! LOL
  7. While i dont want to debate what tools someone else thinks I will need! I will work on a variety of Peterbuilt, volvo, my tool list is the list I have made no one supplied me with a list saying this is what you will need. I have compliled my list from my own experience..............understandablly many things are personal prefrence however our instructors at school have made it very clear that snapon tools are very overpriced however 50% off puts them into more of a reality.
  8. Valid and good question...............ITs still to ar out to know exactly where I will be working exactly or if I would even commit to a company unless the offer was just to good to pass up. However I have been a contractor working offshore and I already have some snapon tools some of which i have had to warrenty.............I have had absolutely NO luck getting a snapon truck to come to my house to replace broken tools however i call snapon on the phone tell them i have a broke tool and they email me a prepaid shipping label. I put it in a box and mail it. less than a week later a new one or rebuiild kit arrives for the tool. I have had exellent customer service thus far using them........................Yes there are many other cheaper brands however a 50% discount puts snapon only about 10-15% more expensive than a professional craftsman tool..............IF i ever needed to sell them I have a better chance getting a better return on snapon vs craftssman which offer little to no chance of resale
  9. I appreciate everyone's help! Sent from my iPhone using Tapatalk
  10. ^^ great advice. #1 happens so often. So often. and #2 and #3 also great advice. eta: another "so often" to #1 ..... in every avenue of life, the marketers try to tell you this is your one and only chance. And it's not. NOT. You will have future chances to get these tools at WOrsa great price. And *only* the tools you need .. since you'll know what you need once you've completed your program. I understand the interest rate part which is why i attempting to finance for the best rate possible. What is WOrsa?
  11. I am in the Associates Degree program! I don't qualify for VOC rehab. I was lucky enough not to get myself blown up over here!
  12. I have been in the Diesel field for the last 10 years however I have been working in the offshore oil industry and have never had to supply my own tools.So investing some money now that will last another 10 years I don't have a problem with. Understandably some people never make it through school and buy a great big kit.And yes they are loaded with debt of tools and paying off shool etc. I am however in a bit of a different situation.............I have compiled the list of tools that I will be needing. I by no means want to go in debt as I have NO debt other than a house payment and have made it to a point in my life that I already have most of my toys and recreational items. I have a good selection of tools but there is a lot I do no have.I however I don't want to pay double the price for something later because I was cheap now. The option to buy a 367.00 wrench set for $167.00 is a deal by any standard. I couldn't buy the same tool on ebay even close to this price. However that is neither here nor there. I don't want to appear ungracious for the advice but I am looking for the best financing advice not deciding if I should buy or not.
  13. I'm chapter 33 school is paid directly to school I only get housing money Sent from my iPhone using Tapatalk
  14. Yes, I am in Diesel Technology Program... I will graduate a Diesel Technician. I will need them to work! Sounds like the best course of action is to use the current card to buy them.........then app for a 0% card that will get me through Dec. 2016 when I graduate. I will likely take the hit on the balance transfer fee but hopefully get them paid off after I get working.
  15. I have pretty good credit. Should be at 800 of above on all 3 however if the best I am to get is 6% maybe closer to 9% maybe the credit card is the best way to go. I mean I am getting 20K worth of tools for 10K. I jsut feel like I want to get the best deal possible and not screw myself for down the road.

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