

californiadreamin
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Can you give some insight into how you were able to place a security freeze? I have been searching their website and could not figure it out. I also called the number and there was no option for it. Thank you.
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Bumped $750 to $1500
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Ding - I got assistance on this board regarding an attorney w I had the same thing happen to me regarding Dynamic Recovery. There is a law firm that I was referred to from another member of this board who agreed to help me. They took on my case and a few months later we reached a settlement. PM me if you are interested in their info. BTW, there was no cost to me..they likely negotiated their fees in the settlement offer.
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I logged into MPM this morning and noticed my Equifax score dropped 40+ points. I also noticed that my inquires now date back two years to 2013. As of yesterday they only went back to 2014. Did anyone else have this happen to them overnight?
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I logged into MPM this morning and noticed my Equifax score dropped 40+ points. I also noticed that my inquires now date back two years to 2013. As of yesterday they only went back to 2014. Did anyone else have this happen to them overnight?
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When To Close A Secured Credit Card That Does Not Graduate
californiadreamin replied to californiadreamin's topic in Credit Forum
Thank you everyone for your advice and guidance. -
When To Close A Secured Credit Card That Does Not Graduate
californiadreamin replied to californiadreamin's topic in Credit Forum
I truly appreciate the advice. It's only $500.00 and I am currently not needed the cash, so I will work on getting more prime cards. Since my other limits are all between 1,000 - 2,000, do you think that the 500.00 limit would hurt my chances in getting higher limits or is it a moot point since my largest limit is $2,000? -
When To Close A Secured Credit Card That Does Not Graduate
californiadreamin replied to californiadreamin's topic in Credit Forum
I have a BofA Visa, Barclays MC, Capital One Quicksilver One MC and a Discover IT. I also have a couple of store cards as well. -
When To Close A Secured Credit Card That Does Not Graduate
californiadreamin posted a topic in Credit Forum
I got a SDFCU secured card at the end of June 2013. Fast forward to now and I called in to see about getting it unsecured. The told me that I had to apply for a regular credit card in order to keep the reporting history. Then they denied me!!!. Since 2013, I have obtained Prime cards, a car lease and a home loan. I am going to close the account and leave their CU, but I wanted to get some advice as to when I should close the card for maximum FICO effect. I read on this board that 2 years is good, but does it matter if I close it on June 11, 2015 and I opened it on June 23, 2013? I really appreciate all of the help that this board has given me to rebuild my credit...it's been a rocky road, but I made it! -
Easiest Barclays Card/ About to test blacklist
californiadreamin replied to perryswoman's topic in Credit Forum
I was approved for the Barnes & Noble Mastercard in 2014 after having multiple Barclay charge-off's in 2008. Maybe it's a 6 year blacklist? I haven't app'd for another of their products since. -
Can I get a PM too please?