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onemangang

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  1. Tell me about it. I worked hard for almost a year to deal with the inaccurate info and mistakes being reported on my reports. I tried to share all info I had, all my successes, and what I did to get where I am today. I was able to get cap1 to significantly increase the CL, upgrade the card to Quicksilver, but they wouldn't budge on the interest rate. It is one thing to share your experience, it's another to repeatedly mislead with questionable advice. Well my advice is based on the things I did and the results I achieved. The 120+ gain in points on my credit score, credit card limit incre
  2. Tell me about it. I worked hard for almost a year to deal with the inaccurate info and mistakes being reported on my reports. I tried to share all info I had, all my successes, and what I did to get where I am today. I was able to get cap1 to significantly increase the CL, upgrade the card to Quicksilver, but they wouldn't budge on the interest rate. It is one thing to share your experience, it's another to repeatedly mislead with questionable advice. Well my advice is based on the things I did and the results I achieved. The 120+ gain in points on my credit score, credit card limit incre
  3. No sweat. Just make sure you pay the card aggressively... buy gas and then as soon as the purchase shows up on your cap1 ap.... PAY it in FULL. Do that several times a month and I am sure the limit will receive auot increase in 6 months.
  4. Tell me about it. I worked hard for almost a year to deal with the inaccurate info and mistakes being reported on my reports. I tried to share all info I had, all my successes, and what I did to get where I am today. I was able to get cap1 to significantly increase the CL, upgrade the card to Quicksilver, but they wouldn't budge on the interest rate.
  5. Encore, encore! One more thread, just change the title? Removed obscene language
  6. 19.9% :-( sucks. other cards are between 9-14. Cap wont budge ob the interest rate as of now. fortunately i never carry a balance.
  7. I started 1 yr ago with cap1 credit rebuilder level card. 300 limit. after 6 months of aggressive payment habits I received and ACLI of 600% to a CL of 1800. Last week I called about getting my CL increased to match my other cards which range from 15k-21k. Cap1 came back with an offer to raise my limit to 10K. Absolutely will not budge on interest rate though. Also upgraded card to quicksilver.
  8. 1(800) 955-1455. Calling worked just fine for me!
  9. That is exactly what I did. It kind of goes against conventional wisdom of "always carry a small balance" but it worked for me. Once in a while I might let two charges build up... say maybe get as twice, but I always paid off the entire balance several times a month. As I stated earlier... both capital one and chase made mention to me of my aggressive payment habits, and I saw the reward via dramatic CLI. Now as I said I have good scores and high income, but this all started when I had lower score (620) and a 300 limit. ^ months of aggressive payment history got me a 600% ACLI from cap1
  10. Yes... thanks. I pay all my cards in that manner, and all have grown significantly!
  11. Yeah... I had read that some people had the builder card for 4-5 yrs and never got the card higher than 700 bucks. The people I spoke to at cap1 both told me my aggressive payment habits contributed strongly to my cli's
  12. tell me about it lol thanks!
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