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krimzon7, on 20 Aug 2013 - 19:54, said: I'm super stoked right now! I wanted to get into Navy Fed in a major way. I have a grandfather who was in the army, but he passed away when i as a kid. I didn't have any information about his services. I called Navy Fed, and told them just that...they took my application and set my account up anyways! I have to be honest, I was just shopping around because my BK doesn't discharge until 9/16/13. I can't wait to apply for their credit products. I'm pleased as punch. Sooo....you're telling me I should be cautiously optimistic. I have my Grandfather's name and branch information...how much should my sphincter tighten?