Jump to content

Eddiecampos75

Members
  • Content Count

    36
  • Joined

  • Last visited

  1. If u post your stats aka credit Skores your DTI how much debt u trying to consolidate there are alot of credit union options and other lenders so report back. Thank you, here is my situation My fico score from TU discover is 653, EX is 628, I don't know my EQ score, I do not have any late payments on my file, my net income is $4800 monthly, the debt that I'm trying to consolidate is as shown on picture below, if any other info is needed I can provide it Thank you! Sent from my iPhone using Tapatalk
  2. Thanks a lot Joe, I will check on it [emoji481][emoji481] Sent from my iPhone using Tapatalk
  3. Hello, I have a question, is there a financial institution that can do debt consolidation loans that you can recommend or have good experience doing business with? Any advise or suggestions will be appreciated, thanks in advance! Sent from my iPhone using Tapatalk
  4. Given OP's attitude in their response to the lay-members, I'll bet the pros won't touch this with a 10 foot pole. That's exactly why I said that lol Sent from my iPhone using Tapatalk
  5. I would be surprise if some of the pros reply to this tread Sent from my iPhone using Tapatalk
  6. It's reporting $241 bc she was behind, now she's current so we don't know how that will be counting against our DTI Sent from my iPhone using Tapatalk
  7. It's actually my wife paying for it Sent from my iPhone using Tapatalk
  8. If there's only 7 months left of child support payments, will it count against our DTI? Son will turn 18 January 8th of next year and the child support will stop Sent from my iPhone using Tapatalk
  9. Any other advise regarding this type of situation? Is it doable if have enough proof and payment history or there's no way around it? Sent from my iPhone using Tapatalk
  10. Im in the same situation now, I co-sing for my wife and uncle, my wife pays for it out of her checking account and my uncle transfers money to my checking account and I was told that it counts against my DTI Sent from my iPhone using Tapatalk
  11. I don't know, we're going to try one more time once her scores update next month, if we can't get it through them, then we will be looking for a different lender. Sent from my iPhone using Tapatalk
  12. My wife and I had to pay all of her debt hopping that her score is going to get 580 and up, at least that's what we were told by our loan officer in order to be able to use her income, now we're waiting for her credit reports to update, hopefully we get hers up enough to use her income Sent from my iPhone using Tapatalk
  13. Be prepared to have all of your husband debt count against your DTI if you are legally married, we live in Texas also and that's what happened to me., not sure if there's any other way around it. Good luck! Sent from my iPhone using Tapatalk
  14. If you are having any doubts with who you are currently working with, be sure to contact DallasLoanGuy or Brian. I'm working with DallasLoanGuy for the 2nd time now. I thought they can only work in certain areas? Meaning have a license for certain cities? Sent from my iPhone using Tapatalk

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines