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XavierGray

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  1. Hi All, I am new to the group. Id like to know how to get old addresses and incorrect names off of my credit report.
  2. Hi all. I have a BMW 2011 I unfortunately purchased through Credit Acceptance. My APR is 23% and Im only able to pay the minimum which is $500 the car is 14,000 with the interest I currently owe 22,000. What are my options? Im thinking about refinancing or trading it in. Please Im open to any suggestions. One more thing Capital has pre-approved me for 23,000 on a car loan or I can refinance with them and save $8000 of interest, my monthly payment would be lowered to $331.00
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