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Everything posted by MasterOfMyDomain

  1. Just got the email, too. They cut me from 31,750 to 10K. Their reasoning was correct-low utilization, low balances-but I always PIF. Not sure if it would be worth combining cards again in the future if they will just cut it later.
  2. Did you still have the BK showing on EX? I'm assuming they pulled EX.
  3. I have a membership with Suncoast. They are not bad, but I mostly joined for the 1.75% car loan that I got. I live in Tampa so they have some convenient locations around here. NFCU is also a co-op with them so I have more ATM locations if needed.
  4. I just did the opt-out that leedspaddy did and in the confirmation email it states this...
  5. APPROVING BANK Suncoast Credit Union BUREAU PULLED Experian CREDIT SCORE 734 They used Ex v2 CUSTOMER STATE OF RESIDENCE Florida NEW/USED New YEAR OF VEHICLE 2016 MILEAGE 20 RETAIL/LEASE Retail AMOUNT OF LOAN $30,000 ADVANCE PERCENTAGE TERM CONTRACTED 72 APR/LEASE RATE 1.75% MONTHLY PAYMENT 444 MISCELLANEOUS COMMENTARY: This was for a 2016 Jeep Grand Cherokee Overland. Put down 16K+ to cover down payment, tax, tag, title and make the loan $30K, a payment that was manageable.
  6. Nice. They keep telling me that 'ive recently had an increase on this acct'...They're referring to when I combined accts to make a $20k QS. They consider that a CLI. Although I PC'd V1 to a QS, and then combined my Venture to that. Yup...always CLI before you combine. Before combining, which cards do you CLI? Donor, recipient, or both?
  7. Lol Edit: Not quoting TampaDude, quoting the article. Error on my part.
  8. My Venture took until its second statement to report.
  9. I thought they moved the FICO to the last business day of the month.
  10. The did the same for me, but its because they are sending me a new card with a chip.
  11. So how much did they give you for the loan and what was the rate?
  12. Just to clarify that I didn't request the FFD the same day. I had requested my FFD about a year after I opted out. I'll be curious to see if you get your file with information in it after you opt back in.
  13. Same goes for me on what I received. I did opt out over a year ago but I thought it had an expiration date of 6 months, or something like that. Does opting out produce these results?
  14. I just got the same thing. I had requested and received my LN reports about a year and a half ago. I was planning on some disputes recently so I thought I would request newer copies and just received the same response as you. Report back if you figure out why they did that.
  15. It will be Citi and Visa... http://www.cnbc.com/id/102413714
  16. Interesting. You didn't even dispute the BK but they removed it anyway? Nice.
  17. It may be your information in Q* is different than that of EQ (Address, name variation, SS#, etc.). Verify that all personal information matches between the two.

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