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jjman

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  1. The big issues I see is so many shady looking companies....with unsecure websites and no office location...private domains....HUGE RED FLAGS! Why in the world would you want to send your personal identification to a company like that? Some people I guessneed the "hand holding" and I get that. My cousin did it herself with success but used the 30 Day Credit Miracle program - www.30daycreditmiracle.com (not sure if we are allowed to post links here - and I know peole hate the "credit repair company" term...but this is more of an info product - mods feel free to delete the link if it isn't alloed). Worked for her. Told her about this forum but she went that route. When oyu actuallydo it yourself you understand it better and honestly it prob helps develop good credit habits as you won't want to go through it again!
  2. Free Equifax FICO score (w/ free 10 day trial): http://www.myfico.com/lp/SEM020001.aspx?cm_mmc=SEM-_-G|Gen-Brand-Free-BMM|Free-FICO-General-_-free%20%2Bfico|b-_-22073082431&sourceid=SEM_GC008A146K000760BL001_22073082431&gclid=CNfQyPavwbgCFRCa4AodW0AA8g
  3. Ahhh, thanks!!! Makes perfect sense now!!! So as long as it keeps saying 79 I am good and no c* Few weeks and it should be good!
  4. ok, so the counter will just say 79 every day then? (or is that as high as it goes?)
  5. I had 79 softs in the counter when I started...now after a few days of pulling multiple times a day the counter still says 79.....any idea why this could be happening? Should I stop?
  6. Gotcha. I will see what I can do...jsut trying to B* them off ASAP...if I have to spend a few bucks its well worth it.
  7. Ahh, well if that is the case I'll just pay the monthly fee...it is cheap. EQ rep said it was the same as the other product...just doesnt pull the other 2 bureaus...
  8. Not EC....signed up for equifax credit watch...it only pulls EQ...since my other 2 bureaus are frozen. The other 3 all have free or $1 first 30 days...so it isn't costing me more...and I would like to get rid of them ASAP.
  9. 70 days even if I am pulling 4 daily from tomorrow on (USAA, AMEX, EQ COM, MPM)....or about 18 days pulling all 4?
  10. Here are my softs: AR-AMERICAN EXPRESS 09/16/12 AR-CAPITAL ONE 07/17/13, 01/22/13, 12/17/12, 09/21/12 AR-CAPITAL ONE BANK USA NA 04/15/13, 03/27/13 CIC/EXPERIAN RPTS 07/19/13 CREDITEXPERT 1-866-673-0140 07/19/13, 07/18/13, 07/17/13, 07/16/13, 07/15/13, 07/14/13, 07/13/13, 07/12/13, 07/11/13, 07/10/13, 07/09/13, 07/07/13, 07/05/13, 07/03/13, 07/02/13, 07/01/13, 06/29/13, 06/28/13, 06/27/13, 06/25/13, 06/24/13, 06/22/13, 06/21/13, 06/18/13, 06/17/13, 06/11/13, 06/10/13, 06/07/13, 06/06/13, 06/05/13, 06/04/13, 06/03/13, 05/31/13, 05/30/13, 05/29/13, 05/28/13, 05/27/13, 05/26/13, 05/25/13, 05/24/13, 05/23/13, 05/22/13, 05/21/13, 05/20/13, 05/19/13, 05/17/13, 05/16/13, 05/15/13, 05/14/13, 05/13/13, 05/11/13, 05/10/13, 05/09/13, 05/08/13, 05/07/13, 05/06/13, 05/05/13, 05/04/13, 05/03/13, 05/02/13, 05/01/13, 04/30/13, 04/29/13, 04/28/13, 04/27/13, 04/26/13, 04/25/13, 04/24/13, 04/23/13, 04/22/13, 04/21/13, 04/20/13, 04/19/13, 04/18/13, 04/17/13, 04/16/13, 04/15/13 EQUIFAX 04/22/13, 04/22/13, 04/03/13, 04/02/13, 01/18/13, 05/26/12, 05/23/12, 05/21/12, 05/19/12, 05/16/12, 05/10/12, 04/17/12, 04/10/12, 04/10/12, 04/05/12, 04/04/12, 03/30/12, 02/23/12, 02/14/12, 12/19/11, 12/19/11, 11/09/11, 10/07/11, 09/19/11, 08/12/11, 08/11/11, 07/20/11 EQUIFAX 03/31/13, 03/30/13, 02/07/13, 05/01/12, 04/18/12, 02/06/12, 02/04/12 EQUIFAX INFO SVCS. 03/20/12, 03/07/12, 02/21/12, 02/21/12 EQUIFAX INFO SVCS. 09/27/11 EQUIFAX 07/10/13, 07/10/13, 06/21/13, 06/21/13, 05/30/13, 05/30/13, 04/09/13, 04/09/13, 04/09/13, 04/09/13, 04/09/13, 03/29/13, 03/28/13, 03/23/13 EQUIFAX 03/08/13, 02/17/13, 02/07/13, 12/29/12, 12/25/12, 12/19/12, 11/22/12, 11/17/12, 11/05/12 EQUIFAX INFO SVCS. 02/04/12 Equifax Consumer Services 07/19/13 ND-Equifax Consumer Services 07/19/13, 03/30/13 ND-Equifax Consumer Services 07/19/13, 03/30/13 EQUIFAX INFO SVCS. 04/09/13, 02/13/13, 05/09/12, 04/30/12, 03/27/12, 03/22/12, 03/20/12, 02/28/12, 02/20/12, 02/16/12, 02/08/12, 01/05/12, 11/17/11, 09/30/11, 08/30/11, 08/24/11, 08/23/11, 08/17/11 FAIR ISAAC 07/10/13 ND-FAIR ISAAC 07/10/13 AR-MACYS/DSNB 03/29/13, 11/30/12, 10/26/12, 09/28/12, 08/31/12 And here are the hards I want to B*: (5 of them) 7/12/13 7/11/13 7/11/13 7/11/13 7/10/13 And this is what the counter says:
  11. Ahh, ok...all 5 are from last week....most of the softs are before that...
  12. Holy crap....so I had USAA...signd up for MPM, AMEX CS, and EQ Complete....to starts pulling 4 daily and B* my 5 new inq.....I should have gotten C* the other day....I pull today, and see a ton of softs...load them into the counter....and it shows 79 confirmed softs! So does that technically mean if I do not get C* soon I could B* all 5 inq off in about 4-5 days?!
  13. Anyone have a valid enrollment link or promo code for MPM?? I used a keybank link a few days ago but called in and they said they have no info - seems to be so hard to get enrolled with them. Any tips?
  14. Spending that kind of money why don't you have an Amex platinum or something? No credit cards? They won't do anything for you - get a rewards card so you can take advantage next time.

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