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  1. I had a 30 point increase on the first of this month on my EQ account and for the life of me couldn't figure out why because nothing else had changed...until i read this post.....my CIBC Visa turned 6 yrs old on April the 1st....Gawd I love this forum, thanks for the information
  2. Greetings from Ontario How can I stop hard inquires from the showing up on my credit report when I have no trade lines associated with them? I've been reading extensively throughout this forum but most rules seem to apply to the USA........... I've sent letters indicating that i have no knowledge of the debt...they stop then another collection company starts up.... and another hard inquiry...can i ever get out of this vicious cycle? Thanks in anticipation of any replies...........

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Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
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