Jump to content

access

Members
  • Content Count

    25
  • Joined

  • Last visited

Everything posted by access

  1. does anyone know if landmark credit union reports to authorized users
  2. I have some questions hope someone has answers to. So, been repairing my credit for some time now. In the past two years I was able to have 20 or so items removed from my reports. But, in me going so my score dropped points mainly because I been applying for credit cards but have not secured one. I tried several secured cards and was denied for all except capital one witch oddly was the same card I had a charge off with in the past. I have not signed a contract with them just because they want me to send them $300.00 and in return the would send me a card in like 8 weeks dont sound practical t
  3. i have my trans union solutions, how do i use this service for b*
  4. access

    road block

    has anyone ever used a company that offers to have you add to au account for a fee
  5. access

    road block

    I have one year of trans union monitoring and creditkarma witch is vantage score. I applied on line for the card they recommended unsecured.
  6. access

    road block

    so I applied for a capital one card and was denied, does anyone know of any sub prime cards that i can apply ?
  7. access

    road block

    Hi CB members, I'v been a member for about a year now sucking up all the info I can. I'v sent out plenty of letters and made tons of phone calls. I was successful in removing around 16 negatives off my report all of them were paid accounts but, Now I hit a road block and need anyone and everyone's advice since i'm running out of time. To start I only have 4 items left on my reports and, after all others were removed my score went up a few points but not much to make a difference. My score was at low 500's and now after all paid collection were removed (16 or more) it topped off at 565. I
  8. pea-jay, what was the wed address you used or email for on line dispute access
  9. i'm i got green card back about a week ago disputed with cra and they verified so i disputed on line have not here back from them
  10. Hi, cb users, I'm new to credit repair but, been reading a lot on this forum. I have a collection for at&t (oc) with afni, inc. afni sent me a few letters but I never responded. so I'ts passed the dunning period. Recently I received a call from them on my wife's cell phone ( don't know how they got that number) I was asked if I lived at an old address and I answered what is this about. They said at&t I said don't know what you are talking about I will send you a dv letter they said fine, end of conversation. I sent them dv cmrrr the same day. got green card back in like a week and
  11. im a newbie but, been learning alot on this forum. received a dunning letter from ca that is not yet reporting to cra. sent ca dv letter within dunning 30 days. received green card. ca sent me my last 3 cc statements as validation. what to do next. the debt is mine, its around $300.00 and i am willing to pfd but need some time. how long do i have till they can report to cra. oc is reporting co.
  12. I need some advice. received dunning letter from ca that is not yet reporting to cra. sent ca dv letter with in dunning period. ca sent me last three cc statements as validation. what is my next cores of action. the debt is $350.00 i do owe this debt but need some time to settle should i send 2nd dv or ptd asking for 50% off. how much time do i have before they can start reporting to cra?
  13. what is pg stand for been here for awhile never seen it before
  14. yeah thats right the city da takes care of that im going to make an appointment monday thanks
  15. so get this, I have a rental property i bought from the city January of 2012, the city required i have this sublet called DNS do inspection after we closed on the property we had to pay for all inspections prier to renting unit out. i had inspections done, paid all the fees, and this month we get our tax bill and low and behold there is $1500.00 in fees on the bill. I hate this city have to move
  16. i did go to parking atharity and all they gave me was some bogus print out no license plate number or name or vin just the time and place it happened so do I first send them a dv and jack attack cra's with all disputes or do i just send out gw letter and hope they remove
  17. I have several parking tickets that i do not believe to be mine but, the only way i found out about them Is from filing my tax return last year. I was sent a letter saying xxx amount of your return is being off set to professional account management So all tickets were paid. I called PAM to have them validate"this was before I joined cb" they told me I have to call the City, in this case that would be the OC. Called the OC they said I had to deal with PAM nether one could give me any validation and they didn't care to since they already helped them self to my tax returns. So upset that they c
  18. I have several parking tickets that i do not believe to be mine but, the only way i found out about them Is from filing my tax return last year. I was sent a letter saying xxx amount of your return is being off set to professional account management So all tickets were paid. I called PAM to have them validate"this was before I joined cb" they told me I have to call the City, in this case that would be the OC. Called the OC they said I had to deal with PAM nether one could give me any validation and they didn't care to since they already helped them self to my tax returns. So upset that they c
  19. if i send a dv letter to a ca outside the dunning 30 day's can they still verify with cra's. does the 1-2 punch only work inside the dunning 30 day's
  20. ok a little confused, If i send a dv letter for an old debt do they have to validate? I sent a dv letter to ca today for an older debt (two years old) they have been sending me letters for months. first letter they sent said I have 30 days to reply or this debt will be considered valid so, can i still send them dv letter demanding validation since this 30 day's has long pasted? I was hopping to 1-2 punch them with a jack attack letter to the cra's as soon as i receive green card
  21. have receipt saved. i was hopping to negotiate with oc before ca have the chance to report on to cra's. will they do that?
  22. i didn't check with usps . certified mail receipt stamped jan 8 2013 green card returned stamped jan 22 2013 cut off date from ca jan 21 2013
  23. so i have an account that just went to collections. they sent me a letter stating I have 30 days to reply or debt will be considered valid. sent them DV letter to buy some time 2 weeks before dead line. they didn't sign the green card till the day after dead line, now what. I was hopping to make a deal with the OC before CA starts reporting to CRA
  24. hello forum. this is my first post so bare with me. i'v been waiting for this year for the past 7 year, since this year is the year that my judgement would fall off. I couldn't believe, I pulled my credit report on the first of January and its gone hurray! Now i can start my credit repair. So most of the stuff on there i think i can deal with a 1-2 punch and a p to d but, my trans union has 27 entries from city parking tickets that all have been paid simply because they are able to pull it right off of my state tax return witch is BS!! so they all say account paid in full and t
×
×
  • Create New...

Important Information

Guidelines