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About moosetracks

  • Birthday March 18

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  1. With most lenders still using 04 and 08 it will be at least a decade before this even enters their minds. They dont like changes from proven models.
  2. Huntington Natl Bank uses EQ exclusively and provides a free Fico 8 basic score monthly. Have to live in their footprint or get a pre selected mailer from them to otherwise apply
  3. I would use WhyChats HIPAA method to take care of it. https://whychat.me/hipltr.html
  4. It isnt to the general public, they have been using it as the goto card in cobrand downgrades.
  5. Barclays keeps this up they will discontinue themselves in the US. Only reason I keep this around is its APR is less than 11.5%
  6. CFPB is route to take. Medicals are easy to get off you may want to reconsider angering them. Look up above under WhyChats confusion for the way to deal with them in the future.
  7. Yep, I have had a bad experience before. No one touches my cards now, ever.
  8. SSNs were never supposed to be used for credit reporting the SSA will not cooperate with CRAs
  9. You always have good info. Thank You.
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