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Losluv

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Everything posted by Losluv

  1. The Customer service number will transfer you to loan dept- 800-328-5328. BTW, I was denied but they gave me 1k limit on their Platinum Rewards Visa after an underwriter had a look. BK discharged 03/11, 698 EX. Tons of inquires, 5 new TL in the past 2months. 1soft for the savings account and the CC. Also gave me a 2.99 rate on my auto refi with the same pull. My new bank for sure, even with the toy limit on the CC. Good luck!
  2. This is my first real post on CB after lurking for a long time. I have learned so much from this site and I really appreciate all of the wisdom, honesty and humor I've found here. My BK was discharged 03/11. I screwed up and opened 5 toy store accounts (all sockdrawers) 3 Capones (750, 1000 and an HSBC converted with a 350 limit). Then I got a Barclay w/750 limit. I've kept the utilization low and mostly just let all my cards sit through 2013 since the inquiries were killing me. Then Barclay surprised me by increasing my limit to 2150 and preapproval (mail)for a second Rewards card for 2500. This month Cap One raised my limit on one card from 750 to 2150. So I got brave and pulled the trigger on Logix (declined) and Wells Fargo Rewards - approved w/3k limit! My first prime card! So thanks to you credit gurus here at Creditboards! You have showed me that there is life after financial trauma! 664 EX, 665 EQ, 649 TU
  3. Kabob5154, were you approved? I received the same message when I applied.
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