Losluv

I've tried and it was a no-go for me. They told me they don't do multiples of the same card anymore.Got the 7-10 msg. Hope they didn't HP me. Had to give it a shot. Thats what I got too. I called Recon immediately after and was told the above. That was two days ago. Called Recon this morning and got the same answer. Was only a soft. Just checked on C$, must have been a soft. Ah well.Call Recon and see if you have any luck.Thinking about it. Probably gonna get shot down but it's worth a shot. Just not in the mood for pissy Barclay UW tonight!

Way to go! I heard the UW wasn't a good way to go with JCP. I heard wrong!

I wasn't trying to hurt anyone. I was just having some fun on Friday night. Did I say something wrong? if I dd I'm sorry. I seriously don't know what went down around here that so many people vanished. I know something happened but what it is I haven't got a clue. People have always teased on here. If I hit a sore spot I'm sorry. I miss the crazy Friday night banter too. Thanks for trying to liven it up JennyAZ. I know you meant no harm.

I've tried and it was a no-go for me. They told me they don't do multiples of the same card anymore.Got the 7-10 msg. Hope they didn't HP me. Had to give it a shot. Thats what I got too. I called Recon immediately after and was told the above. That was two days ago. Called Recon this morning and got the same answer. Was only a soft. Just checked on C$, must have been a soft. Ah well.

I've tried and it was a no-go for me. They told me they don't do multiples of the same card anymore. Got the 7-10 msg. Hope they didn't HP me. Had to give it a shot.

I wonder if I should try for one more? I've already had two ( combined them). Maybe they'd give another.

For the person that asked. .I tried for you no dice Good try though!

Perhaps. But it's a good read that explains the logic/strategy of the process. It's not really a long read like the old B* threads.

Read the pinned topic in this forum from start to finish. PM me with any questions.

Wow! You're on fire! Congrats!!! Thanks...Yeah I'm sitting here scratching my head...good feeling though....my hours and hours and hours of cleaning and disputing my reports is paying off You've done good cleaning up. Clean EQ has benefits, eh? It does, still... you wouldn't think a 651score would get a $9200 limit and a 2.99% auto refi with Penfed...didn't think I'd see these numbers till I was 700+...clean EQ definitely helps though...gotta chill on the inquiries though I feel ya on the inquires. Back to the farm for me and let the new accounts age. Congrats again!

Wow! You're on fire! Congrats!!! Thanks...Yeah I'm sitting here scratching my head...good feeling though....my hours and hours and hours of cleaning and disputing my reports is paying off You've done good cleaning up. Clean EQ has benefits, eh?

Wow! You're on fire! Congrats!!!

Most of my fantasies involve carnival workers and cantaloupes, but to each his own. David Lynch has nothing on your imagination, cv.

This really cool. I've been ignoring Penfed because of my EQ isn't pure as the driven snow(but doesn't report my BK). Maybe I'll join now. Joined but holding off on apping for awhile. Lots of interesting options with them - going to look at insurance. Thanks OP for reminding me about Penfed.

This really cool. I've been ignoring Penfed because of my EQ isn't pure as the driven snow(but doesn't report my BK). Maybe I'll join now.

Congrats on your approvals!!!

Big Congrats!!!!!

Lol - hey, whatever works, right?

BIG Congrats on making the Big 800 Nate! And the great new cards. The Ring is a fantasy card for me. Way too go!!!!

Truth. Therapy would be cheaper and more effective.

The usual number of pulls? I would gladly bring SC back on board it its working. Talked with a BISK? Also what state?

Pffft. I'm waaaaayyyy cool. And so is my pony. Ah thank goodness, the ponies are back! CB is oddly quiet and that's just wrong. Where is the banter?

Ridiculous. People are salamanders.

The US Air card is gone from the Barclay website.

I'm curious because I have been reading this thread.....people in essence are lying about the bankruptcy not being theirs, and disputing as it as potentially belonging to someone else, when in fact all of them know that the bankruptcy is indeed their own. I would love to be able to dispute and remove IIB's and BK, but I have not been able to consciously bring myself to attempt what they are doing in this thread because I feel like disputing in this manner is dishonest and I fear the potential repercussions. I know this is sort of a technicality, but reading recent posts, it sounds like some of the agencies are catching on. If it's harmless to try this, I might proceed in a similar manner, because there is a woman in the state next to mine, with the same name, same middle initial, and the same last four of her social security number. This lady also filed bankruptcy according to pacer. Our credit reports often get mixed up because of the last four of the social and our names......so I can see how that might work for me by saying that I am not sure, but if I was asked directly if a particular bankruptcy record was mine, I don't think I could lie and say it was not. I guess the bottom line I want to know is whether this method is legal, and if there is any way to do it without lying. Part of me is a little disgusted reading this thread where people are out and out lying trying to get legitimate information removed via a technicality even though the technicality doesn't make the legitimate information any less legitimate instead of simply waiting out the 7 to 10 years to get it removed automatically. Then I come down off my high horse and the other part of me rationalizes that capitalism, while a great system overall, is far from perfect. Many banks and financial institutions are owned by third and fourth generation heirs of people who made a lot of money many generations ago and have passed it on. Now those heirs were born rich and having never had to do an honest day's work in their life by virtue of whose crotch it is the doctor pulled them from, and continue to get richer making loans to people who weren't born rich, often times with questionable, predatory tactics of their own. So in the end it all kind of evens out perhaps? Social Darwinism and all. Sorry I forgot someone had called the moral police. If it bothers you that bad stop reading about it! Generally people who file bankruptcy learn from their mistakes so why should they be punished for them for years after the lesson is learned? Cra's and creditors are slime to begin with so why not give them some of their own medicine. ..I suppose you think ms is wrong as well This so called concern is total Geronimo ! Nobody is lying. The CRA's make their living talking chocolate about people. They trade in gossip. If they had their way, consumers would have no rights -- not even the right to see their own files. It is only because of their abuses that consumers have the few protections they have and the CFPB was born out of the excesses of the CRA's and financial institutions. If the CRA's are going to talk chocolate about you, They can damn well be forced to prove it. That's it. And if they can't do it within the framework of the law, then they have to remove the information. By this logic somebody accused of a crime should walk into a courtroom and immediately confess ... because they know they did the crime. That's not the way it works. The government has to prove the case and if they can't, you go free. It is the same idea. The whole psychdoc seminars emphasize this point over and over again. And if you don't think these CRA's and lenders wouldn't exploit every loophole they could to improve their position, you are living in a fantasyland. Well said, Sista! I hate hypocrites popping over to voice their BS.