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  1. Section 392.101 of the Texas Finance Code prohibits a third-party debt collector or credit bureau from engaging in debt collection in Texas unless the third-party debt collector or credit bureau has obtained a surety bond and filed a copy of the bond with the Office of the Secretary of State. You can verify if the CA has satisfied this requirement at the link below. Here! This is great ammo for dealing with those lovely folks who like to impersonate law enforcement and other shady tactics. Although the state attorneys will not take any action on your behalf in regards to a debt, it does apply pressure to the CA to clean up their act and move on to softer targets.
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