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  1. Thanks and thanks for the welcome! I will be on the look out for a collection notice.
  2. Helle everyone. I have not had any collections with these folks in over 10 years, and they are soft-pulling my Transunion report. Are they allowed to do this? Thanks ahead.

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Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
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