nolanryan

I ended up financing with American Airlines Credit Union. They has the best rate as far as I could find 61 to 72 months at 3.75% and an additional .25% discount if you do auto draft. Just sharing for others if needed.

Chevrolet

I’m looking to finance a $70k vehicle with $30k down. Scores are 775-800. Any go to places for best rates that everyone is using these days?

Did you finish this process? How did it go? Who pays for the appraisal?

ten months is the goal based on a budget and adding in some fluff.

What is the preferred way to finance home improvement. Sub $30k cost with good credit. Not sure if a loan or line of credit, second mortgage etc is a better avenue than the rest.

I think I’m going to dedicate my membership rewards to flying domestically. I believe the best value for many segments sill be transferring to British Airways. How can I look at the ticket prices (in points required) for flights with BA prior to transferring my points there?

Awesome. Thank you for posting. This was really helpful to understand what is covered and what isn't .

Thanks for your feedback. It appears buying airline gift cards is dead. How have you used your airline credits? I have read through the lists of what triggers the credits and what doesn't. The only thing that seems interesting is inflight drinks lol. We don't pay for checked bags, or assigned seats. It would be nice if upgrades were covered but alas they are not.

Also, are the benefits per calendar year? If I get the card this month, can I use all the benefits again, such as the airline credit, next year and then cancel before the annual fee comes due again?

Found it. Do you know if buying a airline gift card will trigger the credit? I have done it in the past but haven't applied for a card in a while

DFW has a lounge so that’s good

I can’t find where Amex lists a $200 travel credit as a benefit. Are you sure that’s not just chase?

Is there a thread aimed at maximizing the Platinum card? I have an offer for 100k points plus 10x points at grocery stores and I am not sure if I want to apply or not. From what I can find here are some highlights to consider. Annual fee is $550 points are worth approximately $.02 a point when redeemed for travel. get $15 a month for Uber or Uber eats plus an extra $20 in December= $200 annual $100 in Saks credits $100 for Global Entry I would probably get the card and cancel it before the second annual fee came due. Is there anything else I should consider?

bump