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  1. Just to chime in on this....I'm in a similar situation. BofA Card, no payments made since April. Balance is just over $5k. Account is in FIA 'collections' office. Spoke with them today, they offered me a settlement amount of 35%. As this is was their initial settlement offer, I declined. I'm looking for something in the 20-28% range.... but we'll see. Good luck!
  2. I had the same thing with Hertz. They did a HP on my EQ report, and held $300 for about 6 days.

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