Been about 8 months since I last posted in this thread - a lot has changed.
OP got a new job! Good one!
Total credit line has gone up to $150K. Can't believe, what a few years can do. Just three years ago, in April 2016, it was $24K with over 90% utilization. Today the utilization is less than 10%.
Equifax says 802 - Experian 786, TransUnion 792, so... almost there.
Plus OP is mercilessly cutting down the debt. Wants to be debt free in less than a year and it seems doable now.
Preparing to buying a home or maybe will move to a bigger apartment - this one is ridiculously small - will be reading a lot about mortgages, renting vs buying, property taxes et al. in the next months. Any suggestion(s) on what to read will be highly appreciated.
Present job and left-over work from previous job hardly give time to research much about home-buying. Also want to start a small business. Don't have much idea but will figure.
That it - great to see this board doing awesome service. Heart still feels heavy for Breeze, but I'm sure she'd be at a much better place.